PDF tools online.

Drop any PDF — IRS Form 1040, USCIS I-9, DD Form 214, W-9, W-8BEN, 1099-NEC, residential lease, NDA — and our AI vision pass maps every text input, checkbox, radio button, dropdown, listbox, date picker and signature zone in ~600 ms, even on flat scans without an AcroForm layer (the exact case where Adobe Acrobat $19.99/mo, Smallpdf $9/mo, Sejda $7.50/mo, iLovePDF Premium $7/mo, PDF24 Tools, pdfFiller $20/mo and JotForm PDF Editor $34/mo all force you to click and draw each field by hand). Output is a flattened ISO 32000-2:2020 §12.7 Interactive Forms compliant PDF (AcroForm — XFA deprecated in PDF 2.0 Annex L), tagged for WCAG 2.1 AA + PDF/UA-1 ISO 14289-1 accessibility, with an embedded e-signature legally binding under ESIGN Act 15 USC §7001 + UETA §9 (49 states + DC) and a SHA-256 proof log capturing intent, attribution and integrity per FRCP Rule 34 ESI rules. Hosted on Hetzner Falkenstein eu-central-1 under TADPF EU-US Data Privacy Framework — zero Cloud Act 50 USC §3024 / FISA 702 / Executive Order 14086 reach. AES-256-GCM at rest, TLS 1.3 in transit, files purged within 24 h, never used to train AI.

Professional invoice template — header (legal name + DBA + EIN + address), line items with quantity / unit price / discount, automatic subtotal + sales-tax (CA 7.25%, NY 4%, TX 6.25%, FL 6%, WA 6.5%, IL 6.25%, state-by-state) and EU VAT calculation, payment terms (Net 15 / Net 30 / Net 60 — Net 30 is the US small-business default per QuickBooks 2025 benchmark), 1.5%/month late-fee disclosure aligned with TILA Reg Z 12 CFR §1026.4 finance-charge rules and the Prompt Payment Act 31 USC §3902 for federal contracts (1.5%/mo = 18% APR), W-9 Form Request for Taxpayer Identification + 1099-NEC Nonemployee Compensation $600 annual threshold (Reg §1.6041-1) tracked per payee, Schedule C Profit or Loss From Business line 1 gross receipts auto-summed, IRS 26 USC §6001 books-and-records 7-year retention (longer than the 4-year employment-tax floor per IRS Pub 583, matching DE GoBD §147 AO 10-year archive and FR LCEN 2004-575). Sequential auto-numbering (INV-2026-0001, 0002, ... — UCC Article 2 sales-of-goods identifier, never duplicate, never gap), ESIGN Act 15 USC §7001 + UETA in 49 states + DC e-signature (court-admissible FRE 902(13) self-authentication), HMRC MTD VAT Notice 700/22 digital-link audit trail (UK VAT >£90K threshold 2025), EU Directive 2014/55/EU + PEPPOL BIS Billing 3.0 B2G ready in 27 EU member states, FAR 32.905 federal-contractor proper invoice (PIIN, ACRN, line-item CLIN), CA AB-5 worker-classification disclaimer for 1099 contractors, NY Freelance Isn’t Free Act §74 (>$800 contracts, 30-day pay window, 2x damages). One-click export to PDF (ISO 32000-2:2020 PDF 2.0) plus Word .docx + Excel .xlsx + Google Sheets — same coverage as Square SERP-7 and Wave free-tier, without the signup wall. Direct payment links to Stripe Invoicing (0.4% per paid invoice), Square Invoices (free + 2.9% + 30¢ on card), PayPal Business (2.9% + fixed), ACH via FedNow + Plaid (NACHA Operating Rules, $0.50-1.50 per ACH vs 2.9% on card — saves 70% on a $5K invoice). Processed at Hetzner Falkenstein eu-central-1 under TADPF (Trans-Atlantic Data Privacy Framework, Executive Order 14086) — Cloud Act 50 USC §3024 shielded by EU-only data residency, AES-256-GCM at rest + TLS 1.3 in transit, 24h auto-purge, never used to train third-party AI per GDPR Art. 5 + CCPA §1798.140. Beats every alternative on the SERP: Canva Free SERP-1 (no auto-numbering, no 1099-NEC threshold tracker, no Schedule C summary), Microsoft Excel template SERP-2 (manual sales-tax formula per state, no e-signature, no payment link), Invoicehome.com SERP-3 (free + tracker but no PDF/A archival, no W-9 request flow), Adobe Express SERP-4 (free templates only, no payment integration, no IRS retention), Google Sheets template SERP-5 (manual everything, no auto-purge), Square SERP-7 (free invoicing but 2.9% + 30¢ on card, US-only hosting), QuickBooks Online SERP-9 $30/mo Simple Start, FreshBooks $19/mo Lite, Wave free + ads + US-only, Zoho Invoice free + Zoho ecosystem lock-in, Invoice Ninja $11/mo Pro, Bill.com $45/mo Essentials, Xero $20/mo Starter, Stripe Invoicing 0.4% per paid invoice, Microsoft Excel SERP-2 template free + manual. Free with a watermark and 0 AI Deep Detect, then $8.99/mo Start with 8 AI Deep Detect/mo + PDF/A-3 archival + e-signature vault + 1099-NEC year-end report on the same account.

Build a professional US business quote (also called a price quote, sales quote, estimate or proposal — Monday.com lists 7 essential elements: business + customer details, itemized products / services, pricing breakdown, validity, payment terms, T&Cs, acceptance signature line) as a clean ISO 32000-2:2020 PDF 2.0 in under 2 minutes — auto sales-tax state-by-state (California 7.25% base + up to 2.5% district, New York 4% + up to 4.875% NYC, Texas 6.25% + up to 2% local, Florida 6% + up to 1.5% surtax, Illinois 6.25% + up to 4.75% Chicago, Washington 6.5% + up to 4% local, plus the 5 NOMAD states with 0% statewide: NH, OR, MT, AK, DE), economic-nexus tracker per Wayfair v. South Dakota (138 S. Ct. 2080, 2018) and the 2026 Avalara + Sales Tax Institute state-by-state chart (45 states + DC; $100K or 200 transactions in most, CA + NY + TX at $500K). Scope-of-work block with milestones, line items table (description / qty / unit price / line total), validity period dropdown 30 / 60 / 90 days backed by UCC §2-205 firm-offer rule (a signed merchant offer in writing stays irrevocable for the stated period up to 3 months — superior to common-law unilateral revocation), CA Civ Code §1624 + UCC §2-201 Statute of Frauds enforceability for any quote $500+ (writing + signed by party to be charged), Net 15 / Net 30 / Net 30 EOM / Net 45 / Net 60 / 2/10 Net 30 early-pay-discount payment terms, late-fee clause (1.5% per month / 18% APR — capped per state usury law: NY GBL §5-501 16%, FL §687.03 18%, CA Civ §1916.12 10% for non-commercial), acceptance signature line ESIGN Act 15 USC §7001 + UETA in 49 states + DC + UK Electronic Communications Act 2000 + EU eIDAS Regulation 910/2014 Article 25 SES (Qualified eIDAS QES on Start under Art. 26). Contractor-specific fields: License number per state (CSLB B-1 General Building / C-10 Electrical / C-36 Plumbing for California, NYC DOB + NYSDOL for New York, TDLR for Texas plumbing + electrical + HVAC, DBPR CILB for Florida General Contractor, IL CDB for Illinois roofing, WA L&I for Washington), Mechanic's Lien preservation language state-by-state (CA Civ §8400-8470 90-day notice / NY Lien Law §10 8-month / TX Prop §53.052 15th day of 4th month / FL §713.06 90-day NTO), workers' comp insurance + general liability policy fields, prevailing-wage Davis-Bacon Act 40 USC §3141 fed-job clause, OSHA 29 CFR 1926 safety plan disclosure. Tax-side integration: IRS Form W-9 collection field (TIN + SSN/EIN per 26 USC §3406 backup-withholding), 1099-NEC $600 annual threshold tracker (Treas Reg §1.6041-1) so you know when a $599 quote crosses the line on the next job. Once the client accepts (ESIGN-signed via magic link, no account required on their side), convert the quote to a full invoice in 1 click — fields auto-mapped, INV-2026-NNN auto-incremented, due-date set per Net terms — saves 8-12 minutes per quote-to-invoice transition. Output ISO 32000-2:2020 PDF 2.0 + optional ISO 19005-3 PDF/A-3 archival for IRS 26 USC §6001 7-year retention + FRCP Rule 26 ESI discovery + HMRC MTD VAT submission. Processed on Hetzner Falkenstein eu-central-1 under TADPF EU-US Data Privacy Framework (Executive Order 14086) — zero Cloud Act 50 USC §3024 / FISA 702 / EO 14086 exposure, AES-256-GCM at rest, TLS 1.3 in transit, SOC 2 Type II audited 2025, ISO 27001:2022 certified, GDPR Art. 5(1)(c) data minimization, files auto-purged within 24h, never used to train third-party AI. Beats every paid alternative on the SERP and broader market: Canva Pro SERP-1 $14.99/mo (rasterizes text on export, AWS US Cloud Act exposed, no sales-tax engine, no UCC §2-205 wording), Adobe Express + Acrobat Pro SERP-2 $19.99/mo (Adobe ID sign-in mandatory, AWS US, no contractor license fields), Billdu SERP-3 $4.99-$16.99/mo (SK hosting GDPR-OK but no ESIGN nor UETA legal wrap), Invoice Simple SERP-4 $9.99-$14.99/mo (AWS us-east-1), Invoice Generator SERP-5 free with paywall on payments, Wise SERP-7 (blank Word doc only, no auto-calc), Invoice Fly SERP-8 (4.8 / 47K reviews but $12.99/mo for PDF export), Docelf SERP-9 (manual entry, no state tax engine), plus the bigger players: QuickBooks Estimates $30/mo Simple Start, FreshBooks $19/mo Lite, Wave free (Canada hosting, no UCC clauses), Zoho Books free up to $50K revenue (IN servers, no US state tax), Square Estimates free (US-only, no contractor license per state), Jobber $39/mo Lite (HVAC + landscaping vertical, AWS us-east-1), Housecall Pro $69/mo Basic (field-service, AWS), ServiceTitan $145/mo + $5K implementation (enterprise contractor, AWS), Bill.com $45/mo Essentials (AP-focused), Joist free (Android-only freemium, no PDF/A-3 archive), PandaDoc $19/mo Essentials, DocuSign $30/mo Personal, Better Proposals $8.99/mo Starter, Proposify $19/mo Free + $35/mo Team. Free with a watermark and 0 AI Deep Detect, no card, no signup, then $8.99/mo Start with 8 AI Deep Detect/mo + PDF/A-3 archival + eIDAS QES + 1-click invoice conversion on the same account.

Ready-to-fill freelance services contract — scope of work, milestones, fixed-fee or T&M pricing, IP assignment under 17 USC §201(b) work-made-for-hire (vs §101 default freelancer-owns), NDA + non-solicit, GDPR Art. 28 data-processing addendum, MSA force-majeure, IRS Form W-9 / W-8BEN attached, IRS §1402 SE-tax disclosure, NY Freelance Isn't Free Act §74 (>$800 contracts: written, paid in 30 days, 2x damages on breach), CA AB-5 ABC test classification clause, FAR Subpart 44.4 fed-subcontract flow-downs. ESIGN Act 15 USC §7001 + UETA + EU eIDAS QES e-signature. Beats LegalTemplates SERP-5 $39, PandaDoc SERP-8 $19/mo, ManyRequests SERP-6 $99/mo, Wise SERP-1 $0 PDF blank-only.

Ready-to-fill Terms of Service / EULA template — up-to-date with FTC Act §5 deceptive-practices, FTC Negative Option Rule 16 CFR Part 425, FTC Endorsement Guides 16 CFR Part 255, COPPA 15 USC §6501 (under-13), CCPA / CPRA Cal Civ §1798.100, NY SHIELD Act, EU GDPR Art. 12-14, EU Digital Services Act Reg 2022/2065 (transparency + flagger), EU Consumer Rights Directive 2011/83/EU 14-day right of withdrawal, UK ICO Cookies & Similar Tech 2023, AU Privacy Act 1988 + Australian Consumer Law. Click-wrap + browse-wrap enforceability per Specht v. Netscape (2d Cir 2002), Meyer v. Uber (2d Cir 2017). Beats Termly $13/mo, iubenda $39/yr Pro, GetTerms $14.95/mo.

Ready-to-fill legal notice / imprint / "About this site" template — US: FTC §5 transparency + business address; UK: Companies Act 2006 §82 (registered name + number + address on every "business letter") + UK e-Commerce Regs 2002 reg 6; EU: e-Commerce Directive 2000/31/EC Art. 5 service-provider info + DSA Reg 2022/2065 Art. 11 single-point-of-contact + GDPR Art. 13 controller + DPO; DE Telemediengesetz §5 Impressum (mandatory); FR LCEN 2004-575; AU Privacy Act 1988. Beats Termly $13/mo, iubenda $39/yr, GetTerms $14.95/mo, attorney $250/hr.

Ready-to-fill Proof of Residency / Affidavit of Residence letter — accepted by US banks (Patriot Act 31 USC §5318(l) Customer Identification Program), USCIS Form I-485 + I-130 evidence, state DMVs (CA Veh §1653.5, TX DPS DL-5 SERP-4, NY DMV ID-44), public schools (FERPA + state McKinney-Vento), Medicaid + SNAP eligibility, and EU equivalents (FR justificatif de domicile, DE Meldebescheinigung, UK Council Tax / Driver Licensing). Includes 18 USC §1001 false-statement notice (5-yr federal felony) + 28 USC §1746 unsworn declaration option. Beats eForms SERP-1 $0 PDF blank-only, CocoSign SERP-2 $9.99/mo, Loio SERP-7 $7.99/mo, AI Lawyer SERP-8 $19/mo.

Generate a state-specific Last Will and Testament PDF in 5 minutes — AI auto-fills your testator block (legal name, county of domicile, marital status under your state’s elective-share statute), personal representative (executor) with bond waiver per UPC §3-603, beneficiaries with percentage allocations and per-stirpes vs per-capita distribution, residuary clause, guardian for minor children plus a backup under UPC §5-202, pet trust under your state’s honorary-trust statute (Uniform Trust Code §408 in 33 states), and the 30-day survivorship clause that protects against simultaneous-death edge cases (Uniform Simultaneous Death Act + Restatement (Third) of Property §2.5). Self-proving affidavit auto-attached for the 47 states recognizing it under UPC §2-504, eliminating the need for witnesses to testify in probate (DC, Maryland and Ohio do not recognize it — we route to alternative streamlined processes). Drafted to your exact statute: CA Probate Code §6110 (testator + 2 disinterested witnesses or holographic per §6111), NY EPTL §3-2.1 (signed at the end, in presence of 2 witnesses within 30 days of each other), TX Estates Code §251.051 (typed + 2 witnesses 14+ years old, or holographic), FL Probate Code §732.502 (testator signs at the end in presence of 2 attesting witnesses; FL bans holographic per §732.502(2)), GA OCGA §53-4-20, with Louisiana civil-law residents routed to a notarial form per CC Art. 1576 (signed before notary + 2 witnesses on every page) or olographic per CC Art. 1575, and Vermont’s 14 V.S.A. §5 three-witness rule pre-applied. UETA §3(b)(1) wills exclusion respected — your PDF prints ready-to-execute in wet ink (electronic wills only valid in NV NRS 133.085, IN IC §29-1-21, AZ ARS §14-2518, FL Fla. Stat. §732.522 with qualified custodian). No LegalZoom Estate Plan Bundle $89 + $39/yr, no Trust & Will $159 one-time, no Rocket Lawyer $39.99/mo, no NOLO Quicken WillMaker $99 — encrypted AES-256 in Frankfurt EU on Hetzner Falkenstein, fully outside Cloud Act 50 USC §3024 reach under TADPF EU-US Data Privacy Framework, GDPR Art. 5(1)(c) data-minimization compliant, deleted within 24h.

Build a Durable, Springing, Medical or Limited-Financial Power of Attorney in under 5 minutes — eight POA types in one wizard: General POA (revoked at incapacity), Durable POA (continues through incapacity under UPOAA §104), Springing POA (activates on physician-certified incapacity per UPOAA §109), Limited or Special POA (single transaction), Medical or Healthcare POA (with HIPAA + Advance Directive Living Will + POLST/MOLST when your state recognizes them), Financial POA, Real Estate POA (recordable acknowledgment for the county recorder), Tax POA via IRS Form 2848 with the specific tax-period and tax-form lines pre-populated (Pub 947 + IRM 4.11.55 wet-ink requirement honored, e-signature explicitly rejected by IRS for most matters), plus Minor Child or Parental POA (delegation of parental authority — usually capped at 6 months, FL §709.2202 caps at 1 year). AI auto-fills your principal block (legal name, county and state of domicile, date of birth for HIPAA identity matching), primary agent and successor agent (UPOAA §111 multi-agent acting jointly vs severally toggle), powers granted with the statutory grant language — real estate, banking under OCC 12 CFR Part 21 expectations, securities, retirement accounts, gifts capped at the IRS annual exclusion under 26 USC §2503(b) ($19,000/donee for 2025), healthcare with the agent designated as personal representative under HIPAA 45 CFR §164.502(g)(2). Drafted to the Uniform Power of Attorney Act §301 default for the 28 enacting states (AL, AR, CO, CT, GA, HI, ID, IA, ME, MD, MT, NE, NV, NH, NM, NC, ND, OH, PA, SC, TX, UT, VA, WA, WV, WI, WY plus DC), or to your state statutory short form: NY GOL §5-1513 (post-June 13, 2021 short form with optional Statutory Gifts Rider per GOL §5-1514), CA Probate Code §§4400-4465 Uniform Statutory Form per §4401, FL Stat. §§709.2101-709.2402 (two witnesses + notary mandatory under §709.2105 — superpowers checkbox under §709.2202), TX Estates Code §§752.051-752.115 statutory durable form. HIPAA Privacy Rule authorization (45 CFR §164.508 — name + DOB + address + specific records authorized + expiration + signature, separate authorization for psychotherapy notes under §164.508(a)(2)) auto-attached on Medical POAs so providers can release records to your agent without the §164.510 facility-directory and §164.512(b) public-health exceptions blocking the request at admission. Durability language verbatim from UPOAA §104 ("This power of attorney is not affected by my subsequent disability, incapacity, or incompetence") and UPOAA §109 springing trigger ("This power of attorney becomes effective upon a written determination by my attending physician that I am incapacitated within the meaning of UPOAA §102(5)") pre-formatted. UPOAA §110 revocation form on demand with notice-to-third-parties checklist (bank, primary care provider, county recorder for any recorded POA against title, brokerage, IRS, SSA). No LegalZoom Power of Attorney $89 single form (or Estate Plan bundle), no Rocket Lawyer $39.99/mo (or $99.99/yr Premium), no LawDepot $33/mo (or $99.95/yr Pro), no NOLO Quicken WillMaker $99 desktop install, no Trust and Will $159 estate bundle, no US Legal Forms $39.95 per template, no Lawpath $29/mo cap-on-templates, no eForms manual-fill static PDF, no Adobe Acrobat Pro $19.99/mo for editing — encrypted AES-256 at rest + TLS 1.3 in transit on Hetzner Falkenstein Frankfurt EU eu-central-1 under TADPF EU-US Data Privacy Framework, fully outside Cloud Act 50 USC §3024 / FISA 702 reach, ISO 27001:2022 + SOC 2 Type II, your principal name, agent details and medical authorization are deleted within 24h.

Build a court-admissible residential or commercial lease PDF in under 5 minutes — AI auto-fills landlord, tenant, premises, term, monthly rent and security deposit, then injects the right statutory clauses for your jurisdiction. Drafted to the Uniform Residential Landlord and Tenant Act (URLTA, 21 enacting states) baseline with state overrides for everywhere else: California Civil Code §1947 + §1950.5 deposit cap (post-AB-12, effective 7/1/2024 — 1 month for both furnished and unfurnished, replaces the old 2x/3x ceiling), New York RPL §235-b habitability + GOL §7-103 deposit (1 month max under the 2019 HSTPA, interest-bearing NY-bank account required, monthly statements to tenant), Texas Property Code Ch. 92 (no deposit cap but §92.103-92.110 30-day return rule + 3x penalty for bad-faith retention), Florida Stat. §83.49 (segregated non-interest account, surety bond, or commingled account with 5% annual interest), Massachusetts G.L. c.186 §15B (1 month security + last month + 5% interest paid to tenant), Illinois 765 ILCS 710 (within 30 days for buildings of 5+ units, with itemized statement). Federal layer baked in: Fair Housing Act 42 USC §3601 et seq. — the wizard refuses to suggest the 7 protected-class triggers (race, color, national origin, religion, sex, familial status, disability) plus the 8 HUD-protected source-of-income classes in 18 jurisdictions; HUD/EPA lead-based paint disclosure 40 CFR §745.107 with the 12-page "Protect Your Family From Lead in Your Home" EPA pamphlet auto-attached for any pre-1978 build (penalty up to $19,507 per omission, 2024 EPA TSCA cap, plus treble damages under TSCA §409 for knowing violation); Megan’s Law disclosure where state-required (CA Civ Code §2079.10a, IL 730 ILCS 152, TX Prop Code §92.0135, NY RPL §442-h); HUD Form 27061 race/ethnicity election in HUD-insured units; Section 8 / Housing Choice Voucher addendum on demand. Cross-jurisdiction bridges for landlords managing US-property from abroad: German law equivalent (BGB §535-580a Mietvertrag + §551 Mietkaution capped at 3 months Kaltmiete), French law equivalent (Loi n°89-462 du 6 juillet 1989 bail d’habitation + dépôt de garantie 1 mois article 22), UK law equivalent (Housing Act 1988 AST + Tenant Fees Act 2019 5-week deposit cap) cross-referenced when the EU/UK landlord-bridge mode is enabled. ESIGN Act 15 USC §7001 et seq. + state UETA e-signature in 49 states + DC (NY adopted UETA Mar 2024) with court-admissible audit trail (IP, timestamp, device, geo-fingerprint, FRE 902(13)-grade self-authentication) admissible in every US housing court; eIDAS Qualified Electronic Signature (Regulation EU 910/2014) bridge for EU-domiciled landlords managing US property + UK eIDAS retained law (SI 2019/89). Encrypted at rest with AES-256 in Hetzner Falkenstein (EU TADPF + Cloud Act 50 USC §3024 shielded by EU-only data residency, no FISA 702 surface), SOC 2 Type II + ISO 27001:2022 controls, files purged 24h post-download. Beats every paid alternative: LegalZoom charges $35/doc + $39.99/mo Legal Plan upsell to actually have an attorney review, Rocket Lawyer locks lease + attorney behind $39.99/mo membership, US Legal Forms sells single-state lease packs at $39.95 (no AI fill, no e-sign), NOLO Quicken WillMaker bundles a generic lease in a $99/yr suite, Trust & Will is $159/yr for the estate suite (no lease module), Adobe Acrobat Pro $19.99/mo only fills any blank PDF (zero state-clause logic), Docusign $15/mo Personal e-signs but ships a literal blank lease wrapper with no jurisdictional intelligence — iFillPDF is unlimited free use with a watermark and 0 AI Deep Detect, then $8.99/mo Start (8 AI Deep Detect/month) with the full 50-state library.

Generate a legally binding bill of sale in 3 minutes — vehicle, boat, motorcycle, firearm, livestock or generic equipment. AS-IS WHERE-IS warranty disclaimer drafted to UCC §2-316(2) (conspicuous, bold + uppercase, defeats implied warranties of merchantability and fitness for purpose under §2-314 / §2-315), UCC §2-201 Statute of Frauds-grade for sales over $500. DMV title-transfer ready in all 50 states + DC with the federal odometer-disclosure box pre-filled per 49 CFR §580 (mandatory on every sub-20-year vehicle). NHTSA vPIC VIN decoder auto-completes make / model / year / engine / recall flag from any 17-character VIN. Boat template ships USCG Form CG-1340 compatible with HIN decoder. Firearm template surfaces the ATF interstate-FFL warning per 18 USC §922(a)(3) + (a)(5) and the NICS background-check requirement on dealer transfers. Notarization wizard fires for the 16 vehicle-notary states (AL, AZ, GA, ID, LA, MD, MS, MT, NE, NV, NH, OH, OK, WV, WY) plus boat-notary (KS, MN, OK, PA), with Remote Online Notarization valid in 44 states post-2024 and a $25 flat-fee partner. Both parties get an IRS-ready CSV: Form 1040 Schedule D capital-gain/loss line + Form 8300 cash-transaction filing for any $10K+ cash leg, plus Form 4797 starter for business-asset disposals (IRC §1245 / §1231). ESIGN Act 15 USC §7001 + state UETA e-signature with FRE 902(13) audit trail. Encrypted in Hetzner Falkenstein EU under TADPF + Cloud Act 50 USC §3024 shielding, SOC 2 Type II + ISO 27001:2022, FedRAMP-grade controls — no LegalZoom $35/doc, no Rocket Lawyer $39.99/mo, no US Legal Forms $24.95 single template, no FormSwift $1.95 trial-then-$39/mo trap.

Drop a 30-second brief and the AI auto-drafts a court-ready Non-Disclosure Agreement (mutual / bilateral, unilateral / one-way, or multi-party) with 12 industry presets baked in — tech startup with source-code + algorithm scope (the Andreessen Horowitz post-pitch NDA pattern), biotech research data + IP carve-out, M&A due diligence with cap-table protection, consulting client-list + methodology, marketing creative briefs, investor pitch with financials, healthcare HIPAA-aware Business Associate Agreement bridge (HHS 45 CFR §164.502(e)), government with FAR 52.227-14 data rights, manufacturer supply-chain BOM, agency talent representation, M&A standstill provision, and a JV / partnership variant. The federal trade-secret claim layer is wired in via the Defend Trade Secrets Act (DTSA) 18 USC §1836 et seq. of 2016 — including the §1833(b) whistleblower-immunity notice that is MANDATORY in every employee or contractor NDA signed after May 12, 2016. Skip the notice and the employer permanently loses the right to recover exemplary damages (up to 2x) and attorneys’ fees in any federal trade-secret action under §1836(b)(3)(D) (first enforced in Unum Group v. Loftus, 220 F.Supp.3d 143 (D. Mass. 2016)). Stacked on top: state Uniform Trade Secrets Act (UTSA) language auto-calibrated to your governing-law pick — UTSA enacted in 48 states (most recent Massachusetts 2018, M.G.L. c.93 §42 et seq.), New York handled separately under common-law trade-secret doctrine (Restatement (Third) of Unfair Competition §39, Faiveley Transp. Malmo AB v. Wabtec Corp., 559 F.3d 110 (2d Cir. 2009)). Federal criminal layer also flagged: Economic Espionage Act (EEA) 18 USC §1831 (10-year prison + $5M corporate fine for foreign-benefit theft) when CFIUS-restricted counter-parties are detected. State-by-state non-compete enforceability tracker: California Bus & Prof Code §16600 (void per Edwards v. Arthur Andersen, 44 Cal.4th 937 (2008), reinforced by AB 1076 + SB 699 effective Jan 1, 2024 — mass-mailing notice to current and ex-employees by Feb 14, 2024), New York (enforceable if reasonable scope per BDO Seidman v. Hirshberg, 93 N.Y.2d 382 (1999)), Texas Business & Commerce Code §15.50 (enforceable with consideration), Florida §542.335 (most employer-friendly), Minnesota (banned post Jul 1, 2024), North Dakota (NDCC §9-08-06 void), Oklahoma (15 OS §219A void), Massachusetts (M.G.L. c.149 §24L garden-leave required). FTC Non-Compete Rule 16 CFR Part 910 enjoined nationally per Ryan LLC v. FTC, No. 3:24-cv-986 (N.D. Tex. Aug. 20, 2024, J. Brown) — the wizard surfaces the state-level bans still in force. Inevitable Disclosure Doctrine warning for IL (PepsiCo Inc. v. Redmond, 54 F.3d 1262 (7th Cir. 1995)), PA, IA, MO, OH; rejected in CA (Whyte v. Schlage Lock, 101 Cal.App.4th 1443 (2002)), MD, FL, VA. Survival clause auto-set 2-5 years for general Confidential Information + perpetual carve-out for trade secrets. ESIGN Act 15 USC §7001 + UETA (49 states + DC, New York under ESRA Art. III §304) + eIDAS Qualified Electronic Signature (QES) bridge for EU counter-parties — FRE 902(13)-(14) self-authenticating audit trail (IP, RFC 3161 timestamp, device fingerprint, SHA-256 hash). Encrypted on Hetzner Falkenstein eu-central-1 (Germany) under TADPF EU-US Data Privacy Framework adequacy — zero Cloud Act 50 USC §3024 / FISA Section 702 / Executive Order 14086 reach. AES-256-GCM at rest, TLS 1.3 in transit, SOC 2 Type II audited 2025, ISO/IEC 27001:2022 + FedRAMP-aligned controls, files purged within 24 h, never used to train AI. No LegalZoom $89 NDA + $39.99/mo Legal Plan upsell, no Rocket Lawyer $39.99/mo, no LawDepot $33/mo Premium, no Docusign $15/mo Personal seat to e-sign, no PandaDoc $19/mo Essentials, no NOLO Quicken WillMaker $99, no US Legal Forms $39.95, no eForms $39.95/yr Pro, no Trust&Will $159, no Lawpath $29/mo, no Ironclad enterprise quote.

AI auto-drafts your secured, unsecured, demand or installment promissory note in under 2 minutes — UCC §3-104 negotiable-instrument-ready (unconditional promise, fixed amount of money, on demand or at definite time, payable to bearer or order, no extra undertakings) so the note is freely transferable and can be collected by a holder in due course under §3-302. Built-in IRS Applicable Federal Rate (AFR) check pulled monthly from Rev. Rul. 2024-XX (short-term <3yr, mid-term 3-9yr, long-term 9yr+) + IRC §7872 below-market loan imputed-interest warning that fires whenever your stated rate undercuts the AFR on any loan over $10,000 between related parties (the IRS will impute foregone interest as ordinary income to the lender + a deemed gift to the borrower — Form 1040 line 2b reportable). UCC §2-201 / state Statute of Frauds threshold verifier ($500 baseline, $5,000 in some states post-2003 UCC revision). 50-state usury cap calculator with bright-line warnings: California Civil Code §1916-1 (10% on consumer loans, no cap on commercial loans by licensed lenders under CFC §22000 et seq.), New York General Obligations Law §5-501 (16% civil cap, 25% criminal usury under NY Penal Law §190.40, void ab initio per Adar Bays LLC v. GeneSYS ID, Inc., 37 N.Y.3d 320 (2021)), Texas Finance Code Ch. 302 (10% default, 18% with disclosure, 28% on commercial loans, treble damages + cancellation under §305.001), Florida Stat. §687.03 (18% under $500K, 25% above, criminal §687.071 over 45%). Truth in Lending Act 15 USC §1601 + Regulation Z (12 CFR Part 1026) auto-disclosure (APR, finance charge, amount financed, total of payments, payment schedule) for any consumer-purpose loan over $25,000 or any loan secured by a dwelling regardless of amount. Full month-by-month amortization schedule attached as PDF appendix, default + acceleration + UCC Article 9 collateral foreclosure language. ESIGN Act 15 USC §7001 + UETA e-signature with FRE 902(13) audit trail, RON valid in 44 states, eIDAS QES bridge for EU lenders. Encrypted at Hetzner Falkenstein (EU TADPF + Cloud Act 50 USC §3024 shielded), AES-256, SOC 2 Type II + ISO 27001:2022. No Adobe Acrobat Pro $19.99/mo, no LegalZoom $35/note, no Rocket Lawyer $39.99/mo, no PandaDoc $19/mo Essentials.

AI auto-fills the 5 statutory notice families — 3-Day Pay or Quit, 30-Day Termination (no-cause month-to-month), 60-Day Termination (tenant 1+ year in CA, NV, OR), Cure or Quit (curable lease breach), and Unconditional Quit (illegal activity, no cure period) — from a 30-second brief. Statutory deadlines encoded for every jurisdiction: CA Code of Civil Procedure §1161 (3-day non-payment, AB-1482 just-cause overlay under CA Civ. Code §1946.2 capping no-fault terminations for tenants 12+ months), NY RPAPL §711 (14-day) layered with the 2019 Housing Stability and Tenant Protection Act (HSTPA — single 14-day notice replacing the old 3-day, mandatory relocation-payment caps), TX Property Code §24.005 (3-day Pay or Quit + 24-hour forcible detainer), FL Stat. §83.56 (3-day non-payment + 7-day cure), IL 735 ILCS 5/9-104 (10-day Notice to Quit nonpayment) and 5/9-209 (5-day rent demand), plus the URLTA Uniform Residential Landlord Tenant Act baseline adopted by 21 enacting states (AK, AZ, FL, IA, KS, KY, MT, NE, NM, OK, OR, RI, SC, TN, VA, WA, AL, MS partial, NV partial, HI partial, NC partial). Federal Fair Housing Act 42 USC §3601 et seq. compliance wizard flags retaliation, disparate-impact and the 7 protected-class triggers (race, color, national origin, religion, sex incl. LGBTQ+ per Bostock v. Clayton County 590 U.S. 644, familial status, disability) — HUD damages start at $25,597 per violation (2025 inflation-adjusted under 24 CFR §180.671). Service-of-process rules per state: personal delivery first, substitute on adult of suitable age, posting + mailing (CCP §1162 California, USPS Form 3800 certified-mail proof) — meets FRCP Rule 4 federal-court fallback when diversity jurisdiction kicks in. Court filing fees pre-quoted: $385 unlawful detainer LA County, $45 NYC Civil Court, $46 Harris County TX, $185 first-appearance Cook County IL, $185-$400 fee waiver via FW-001 (CA) or AO-240 (federal IFP). CDC moratorium struck down by SCOTUS in Alabama Ass'n of Realtors v. HHS, 594 U.S. 758 (Aug 26, 2021). ESIGN Act 15 USC §7001 + state UETA e-signature (49 states + DC, NY adopted Mar 2024) with FRE 902(13) self-authentication, FCRA 15 USC §1681b-compliant tenant-screening trail. Hetzner Falkenstein EU hosting under EU-US Data Privacy Framework (TADPF) — shielded from Cloud Act 50 USC §3024 by EU-only data residency, no FISA 702 surface — SOC 2 Type II + ISO 27001:2022, AES-256 at rest, NIST SP 800-63B IAL2 identity-verification logs, 24h auto-purge. Beats every paid alternative: LegalZoom $89 single notice + $39.99/mo Legal Plan, Rocket Lawyer $39.99/mo membership, LawDepot $33/mo subscription, eForms $39.95/yr for editable Word + state overrides, plus free-but-thin landlord wrappers (Avail free, TurboTenant free, Zillow Rental Manager free, Apartments.com Rent Manager free — none ship AI fill, ESIGN audit trail, AB-1482 / HSTPA real-time updates, or FHA wizard). Skip Adobe Acrobat Pro $19.99/mo just to type into a blank PDF.

AI auto-fills your Petition for Dissolution of Marriage + Marital Settlement Agreement (MSA) + Financial Affidavit + Parenting Plan from a 30-second brief — covers no-fault grounds in all 50 states + DC (CA Family Code §2310 codified the first no-fault statute in 1969, NY became the 50th in 2010 under DRL §170(7)), residency calculator (TX Fam Code §6.301 = 6 months, NV NRS §125.020 = 6 weeks shortest in the US, NY DRL §230 = 1 year), uncontested vs contested screen, QDRO retirement-split language under ERISA 29 USC §1056(d)(3) for 401(k)/403(b)/pension division, and IRS Form 8332 (Release of Claim to Exemption for Child of Divorced or Separated Parents) for the child-tax-credit allocation under IRC §152(e). Community-property states (AZ, CA, ID, LA, NV, NM, TX, WA, WI) split marital assets 50/50; the other 41 use equitable distribution under each state's domestic-relations code. UCCJEA-compliant parenting plan, ICWA 25 USC §1903 screening for tribal-child cases, FRCP Rule 26(a)(1) initial-disclosure financial affidavit. ESIGN Act 15 USC §7001 + UETA signed (admissible in family court under FRE 902(11)), Hetzner Falkenstein EU hosting under EU-US Data Privacy Framework (TADPF), SOC 2 Type II + ISO 27001:2022 certified, AES-256 at rest. Beats LegalZoom Divorce Online $499 flat-fee, Rocket Lawyer Premium $39.99/mo, NOLO DIY $34.99 e-book — unlimited free use with a watermark and 0 AI Deep Detect, $8.99/mo Start for 8 AI Deep Detect/month. Contested cases (custody fight, hidden assets, domestic violence under VAWA 34 USC §12291, business valuations) get an attorney referral.

Complete the IRS Form W-9 (Request for Taxpayer Identification Number and Certification) under 26 USC §6109 + Treas. Reg. §301.6109-1 in under 2 minutes. Latest June 2026 revision (Rev. June 2026 draft per IRS.gov/pub/irs-dft/fw9--dft.pdf, supersedes March 2024), AI auto-fills Part I name + business name + address + TIN (SSN for individuals/sole props, EIN for C-Corp/S-Corp/Partnership/Trust/Estate, ITIN for non-resident aliens), Part II certification, Part 3 LLC tax classification box (single-member disregarded entity / C / S / Partnership), Exempt payee codes 1-13 and FATCA reporting code A-M from your saved profile. AI flags the 24% backup-withholding trap under IRC §3406 + Form 945 annual return when you cross out Part II item 2, and routes you to Form W-8BEN/W-8BEN-E if you are a non-US person (avoids the $310/return penalty under IRC §6721/§6722). Auto-extracts payee TIN to pre-fill any downstream Form 1099-NEC, 1099-MISC, 1099-DIV, 1099-INT, 1099-B, 1099-K ($600 threshold per Inflation Reduction Act 2022 / IRC §6050W as amended) or 1099-R. ESIGN Act 15 USC §7001 + UETA + IRS Rev. Proc. 2023-13 + Form W-9 General Instructions §"Electronic Submission of Forms W-9" e-signature with the six required controls (signer authentication, payee assurance, tamper-evidence, on-demand reproduction, IP+timestamp+identity-verification log, IRS Pub 1345 §3.18 compliance), NIST SP 800-63B IAL2 audit log, NIST SP 800-171 cybersecurity controls, IRS Pub 1179 electronic-delivery substitute Form W-9 compliant for CA, NY, TX state W-9 variants. 4-year retention per IRS Form 1099 General Instructions, AES-256 at rest on Hetzner Falkenstein EU hosting under EU-US Data Privacy Framework (TADPF), SOC 2 Type II + ISO 27001:2022, SSN/EIN masked in staff console under GLBA Safeguards Rule 16 CFR §314. Beats IRS.gov free static PDF (no e-sign, no TIN mask, no 1099 routing), pdfFiller $20/mo, Adobe Acrobat Pro $19.99/mo, DocuSign Standard $25/user/mo + Form W-9 template, Smallpdf $9/mo, Jotform Bronze $34/mo, Track1099 $2.99/form, Tax1099.com $2.90/form, TaxAct, TurboTax Self-Employed, H&R Block, PandaDoc, Bonsai $25/mo and Gusto $40/mo (which all bill per envelope or per 1099 issued — iFillPDF includes unlimited W-9 + 1099-NEC pre-fill on the free plan (with a watermark, 0 AI Deep Detect)).

Complete the IRS Form W-4 (Employee's Withholding Certificate) under 26 USC §3402 in 2 minutes. Latest 2026 revision (no allowances since the 2017 TCJA redesign), AI runs the IRS Tax Withholding Estimator (irs.gov/individuals/tax-withholding-estimator) on your behalf, walks you through the Step 2 Multiple Jobs Worksheet and pre-fills Step 4(c) extra withholding so your paycheck lands you within $200 of breaking even on April 15 — under the IRC §6654 safe harbor (110% of prior-year liability for AGI over $150K, otherwise 100%) to avoid the 8% underpayment penalty. ESIGN Act 15 USC §7001 + IRS Pub 15-T compliant signature with NIST SP 800-63B IAL2 audit log. Beats Adobe Acrobat Pro $19.99/mo, TurboTax W-4 wizard (free but no signature), Paychex Flex W-4 ($39/mo per employee bundle), and ADP Workforce Now (enterprise-only).

Complete the USCIS Form I-9 (Employment Eligibility Verification) for new hires under INA §274A (8 USC §1324a). Latest 08/01/23 edition (1-page redesign — 10/21/19 edition rejected since November 1, 2023 per USCIS M-274 Handbook). AI tracks the day-1 Section 1 + 3-business-day Section 2 deadlines, validates List A vs List B+C document combos, supports the DHS Alternative Procedure (88 FR 47990, July 25, 2023) for remote document review by E-Verify-enrolled employers in good standing. Full audit trail per 8 CFR §274a.2(b)(1)(vii) — ready for ICE Notice of Inspection (3 business-day window). ESIGN Act 15 USC §7001 + 8 CFR §274a.2(i) electronic-form regulations, NIST SP 800-63B IAL2 audit log. Beats Adobe Acrobat Pro $19.99/mo, DocuSign HR $25/user/mo, Paychex Flex (enterprise bundle) and BambooHR Onboarding $8.75/user/mo.

Generate IRS Form 1099-MISC for rents ($600+ Box 1), royalties ($10+ Box 2), prizes/awards (Box 3), attorney gross proceeds (Box 10), medical/healthcare payments (Box 6), crop-insurance proceeds (Box 9) and other miscellaneous income under 26 USC §6041 + 26 USC §6045(f). Latest December 2026 revision, AI flags the 1099-NEC vs 1099-MISC routing trap (the $310/form penalty under 26 USC §6721, IRS Form 1099 General Instructions), auto-pulls the recipient TIN from a stored W-9, and exports both the IRS IRIS Taxpayer Portal CSV (launched January 2023, 27 CFR Part 31) and legacy FIRE TXT for the now-mandatory 10+ return e-file threshold (T.D. 9972, lowered from 250 in 2024 under IRC §6011(e)). ESIGN Act 15 USC §7001 + IRS Pub 1345 §3.18 compliant on Copy B recipient signatures. Beats Tax1099 ($2.99/form), eFile4Biz ($3.50/form), TaxBandits ($1.49/form + filing fees), Adobe Acrobat Pro $19.99/mo and DocuSign $25/user/mo.

Standard residential rental application covering employment, income (the 2.5x-3x monthly-rent affordability rule), rental history (last 2 landlords), personal + professional references, criminal history (HUD 24 CFR §982.553 individualized-assessment compliant) and FCRA 15 USC §1681b(a)(3)(F) "permissible purpose" credit-check authorization. 50-state-compliant with built-in screening-fee caps (CA Civ. Code §1950.6 = $52.46, NY Real Prop. Law §238-a = $20, DE 25 Del. C. §5514 = lower of 10% or $50, MA brokers-only G.L. c. 186 §15B), HUD/EPA Lead Disclosure Rule for pre-1978 housing (42 USC §4852d), and Fair Housing Act 42 USC §3604 guardrails. ESIGN Act 15 USC §7001 + UETA-signed by your applicant from any phone, NIST SP 800-63B IAL2 audit log, AES-256 at rest. Beats Avail $7/mo + $55 screening, RentRedi $19.95/mo, Zillow Rental Manager $35/listing, TurboTenant $0 + $55 per applicant, Apartments.com Free + $29 screening.

NACHA Operating Rules 2026 §2.3-compliant ACH direct deposit authorization for payroll (CCD+ Corporate Credit/Debit with addenda or PPD Prearranged Payment and Deposit Standard Entry Class — ready for ADP Workforce Now, Paychex Flex, Gusto, QuickBooks Payroll, Rippling, Justworks), IRS Form 8888 refund split into up to 3 accounts (Treasury Reg §301.6402-2), or vendor ACH credits. AI auto-extracts the 9-digit ABA routing number and account number from a voided check photo (OCR with ABA Form 5 checksum validation under ANSI X9.27), supports percentage or fixed-dollar split deposits, includes the NACHA-compliant revocation clause matching OR §2.3.2.4 wording, and meets Reg E 12 CFR §1005.10 + Electronic Fund Transfer Act 15 USC §1693e disclosure requirements. ESIGN Act 15 USC §7001 + UETA e-signature, IRC §6109 + SOX §404 sensitive-identifier handling — SSN/EIN masked in our staff console under GLBA Safeguards Rule 16 CFR §314, NIST SP 800-63B IAL2 audit log, Hetzner Falkenstein EU hosting under EU-US Data Privacy Framework (TADPF), SOC 2 Type II + ISO 27001:2022, AES-256 at rest. Beats Adobe Acrobat Pro $19.99/mo, DocuSign $25/user/mo, Smallpdf $9/mo and PandaDoc Essentials $19/user/mo.

Complete IRS Form 1040 (U.S. Individual Income Tax Return) for tax year 2025 (filed by April 15, 2026) under 26 USC §1 individual income tax rates + IRC §6012 filing requirement in under 10 minutes. Latest Form 1040 December 2025 revision auto-refreshed from irs.gov/pub/irs-pdf/f1040.pdf, AI fills filing status (single, MFJ, MFS, HoH, QSS), dependents (CTC $2,000/child under 17 + $1,700 refundable ACTC portion 2025, Credit for Other Dependents $500), 2025 standard deduction ($14,600 single / $29,200 MFJ / $21,900 HoH / additional $1,550 age 65+ or blind under IRC §63(f)) vs itemized deductions on Schedule A (SALT $10,000 cap IRC §164(b)(6), mortgage interest IRC §163(h), charitable contributions IRC §170), wages from W-2 Box 1, taxable interest + dividends from Schedule B, capital gains short-term/long-term from Schedule D + Form 8949 (0%/15%/20% LTCG brackets 2025), self-employment income from Schedule C + Schedule SE 15.3% SE tax IRC §1401, rental income from Schedule E, IRA + 401(k) distributions from 1099-R, Social Security taxable portion (up to 85% under IRC §86). AI computes 2025 brackets 10%/12%/22%/24%/32%/35%/37% per Rev. Proc. 2024-40 inflation adjustments, applies above-the-line adjustments Schedule 1 (HSA deduction $4,150 self / $8,300 family per IRC §223(b), IRA deduction up to $7,000 / $8,000 age 50+ per IRC §219, student loan interest $2,500 cap per IRC §221, self-employed health insurance per IRC §162(l), 50% SE tax deduction), nonrefundable + refundable credits Schedule 3 (EITC up to $7,830 with 3+ kids 2025 per IRC §32, AOTC $2,500 partially refundable per IRC §25A, Saver's Credit IRC §25B, residential clean energy IRC §25D 30%), additional taxes Schedule 2 (AMT IRC §55 exemption $85,700 single / $133,300 MFJ 2025, NIIT 3.8% IRC §1411, Additional Medicare Tax 0.9% IRC §3101(b)(2)). AI routes seniors 65+ to Form 1040-SR (larger font + standard deduction chart), nonresident aliens to Form 1040-NR per IRC §871, amendments to Form 1040-X, automatic 6-month extension to Form 4868 (April 15 → October 15, payment still due April 15 per IRC §6601), quarterly estimated payments to Form 1040-ES (4 vouchers, safe harbor 100% prior-year liability or 110% if AGI > $150K per IRC §6654(d)). E-files through IRS MeF Modernized e-File system per IRC §6011(e) (mandatory if 10+ information returns total, T.D. 9972), supports IRS Direct File 2026 pilot expanded to 25 states (CA, NY, TX, FL, AZ, MA, WA, NJ, PA, IL, CT, NH, NV, SD, TN, WY + 9 added Oct 2025), IRS Free File for AGI ≤ $84,000 (free guided prep + free state in 21 states), or paper-file mailing per IRS Pub 17 §1 routing chart. Form 8879 IRS e-file Signature Authorization with ESIGN Act 15 USC §7001 + UETA in 49 states + DC + NY ESRA NY State Tech §304 + IRS Pub 1345 §3.18 six-control e-signature (signer authentication, payee assurance, tamper-evidence, on-demand reproduction, IP+timestamp+identity-verification log, audit trail), Self-Select PIN or Practitioner PIN method. NIST SP 800-63B IAL2 audit log, NIST SP 800-171 cybersecurity controls, 3-year IRS retention per IRC §6501(a) statute of limitations (extended to 6 years if 25%+ income omitted per IRC §6501(e), unlimited for fraud per IRC §6501(c)). AES-256 at rest on Hetzner Falkenstein Frankfurt eu-central-1 EU hosting under EU-US Data Privacy Framework (TADPF), SOC 2 Type II + ISO 27001:2022, SSN masked in staff console under GLBA Safeguards Rule 16 CFR §314 + IRC §7216 tax-preparer disclosure prohibition ($1,000 + 1 year criminal penalty). Beats IRS.gov Free Fillable Forms (no calculations, no state, no audit log), TurboTax Deluxe $89 + state $64 + Audit Defense $59, H&R Block Deluxe $85 + state $49.99, TaxAct Deluxe $49.99 + state $59.99, FreeTaxUSA free federal + $14.99 state, Cash App Taxes free (limited forms — no K-1, no foreign income), TaxSlayer Classic $32.95 + state, Jackson Hewitt Online $25, Liberty Tax $49.95+, Drake Software Pro $1,795/yr (preparer-only), RAL Refund Anticipation Loans 35%+ APR per CFPB report 2024.

AI auto-fills your quitclaim deed from a 30-second brief — transfer real estate without warranty of title (vs warranty deed which guarantees marketable title under the covenants of seisin and quiet enjoyment). Built on Florida Statute §689.025 statutory short form (eForms top-1 SERP template), TX Property Code §13.002 + CA Civil Code §1092 + NY RPL §258 jumeaux, county-recorder-ready 3-inch top stamp block + 1-inch margins per Uniform Real Property Electronic Recording Act (URPERA, 36 states), state-specific notary acknowledgment (CA Civ Code §1189 ALL-PURPOSE, FL §117 jurat, NY RPL §309-a), IRS Form 1099-S real-estate reporting per Reg §1.6045-4 + Form 709 trigger if value > 26 USC §2503(b) $19,000 annual gift-tax exclusion (2026 indexed), due-on-sale clause warning (Garn-St Germain 12 USC §1701j-3 spousal/family carve-outs). ESIGN Act 15 USC §7001 + UETA + URPERA-compliant. Hetzner Falkenstein EU TADPF hosting, SOC 2 Type II + ISO 27001:2022 + GDPR Art. 5. No LegalZoom $39 per deed, no Rocket Lawyer $39.99/mo, no LawDepot $39/mo.

AI auto-fills your sworn statement from a 30-second brief and outputs a notary-ready PDF accepted in all 50 states. Covers 17 affidavit types matching the eForms catalog (#3 SERP, 4.6 stars / 2,521 reviews) and the LegalTemplates lineup (#8 SERP, 4.9 / 117 reviews, attorney-reviewed by Harvey Barbee J.D.): affidavit of identity, residence, character (CA DMV Form DL-43 lost license replacement), heirship (TX Estates Code §203.001, OK 16 OS §67, GA OCGA §53-2-40, MS Code §91-1-29 — 40-year deed-record review built in), small estate transfers (CA Probate Code §13100 estates ≤ $184,500, NY SCPA §1310 ≤ $50,000, TX Estates §205.001 ≤ $75,000, FL §735.301 disposition without administration), self-proving will (UPC §2-504), affidavit of service (NY CPLR §306, FRCP Rule 4(l)), affidavit of domicile (DTC stock transfer post-mortem), gift affidavit (IRS Form 709 trigger >$19,000 IRC §2503(b) 2026 indexed), affidavit of correction (vehicle title DMV), forgery (UCC §3-406), domestic partnership, employment, financial-disclosure waiver, paternity (UPA 2017), successor trustee. Built-in compliant jurat ("Subscribed and sworn to before me this ___ day of ___, 20__" — 50-state matrix), 28 USC §1746 federal unsworn-declaration alternative ("I declare under penalty of perjury under the laws of the United States of America that the foregoing is true and correct. Executed on [date]. Signature.") accepted in lieu of notarization by USCIS (8 CFR §103.2(b)(1) on Form I-130 family petitions, I-485 adjustment of status, I-751 marriage-bona-fide), federal courts (FRCP Rule 11, FRCP Rule 56(c)(4) summary-judgment affidavits), IRS (Form 14039 identity-theft, Form 1040 attestations), SSA (Form SSA-795 statement of claimant), DoD SF-86 security clearance, VA Form 21-4138. State-court analogs auto-included: CA CCP §2015.5, NY CPLR §2106, TX CPRC §132.001, IL 735 ILCS 5/1-109, FL §92.525. FRE 902(11) and 902(12) self-authentication blocks for business and foreign records (replaces live custodian testimony at trial). Built-in 18 USC §1621 federal perjury warning (up to 5 years prison + $250,000 fine), 18 USC §1001 false-statement notice (5 yrs), and state perjury citation: CA Penal §118 (4-year felony), NY Penal §210.15 (Class E felony, up to 7 years), TX Penal §37.03 (2nd-degree felony, 2-20 years), FL §837.02 (3rd-degree felony, up to 5 years). ESIGN Act 15 USC §7001 + UETA-compliant electronic signature. Hetzner Falkenstein EU TADPF hosting, SOC 2 Type II + ISO 27001:2022 + GDPR Art. 5. Beats LegalZoom $39 per affidavit + $99 attorney review, Rocket Lawyer $39.99/mo, eForms blank PDF only (no AI fill, no §1746 toggle), LegalTemplates $39/mo, eSign $9.99/mo, PandaDoc $19/mo.

AI auto-fills your HIPAA Privacy Rule authorization (45 CFR §164.508) from a 30-second brief — "specific" vs "general" authorization toggle, all 9 required core elements per §164.508(c) (description of PHI, authorized discloser, recipient, purpose, expiration, signature + date, revocation right per §164.508(b)(5), redisclosure notice, anti-conditioning statement), psychotherapy-notes separate authorization per §164.508(a)(2), 42 CFR Part 2 substance-use-disorder override (now harmonized with HIPAA per HHS Final Rule 2024), FERPA 20 USC §1232g student-records crossover, GINA Title II genetic-info separate authorization, NY OCA-960 wording (top-9 SERP), TX HB300 reasonable-fee disclosure, CA CMIA Civ Code §56.10 patient-initial-per-category, FL §456.057 actual-cost cap, Mass DPH form. HHS-OCR 2025 enforcement: $137-68,928/violation tier (45 CFR §160.404), Anthem 2018 settled $16M, NewYork-Presbyterian $4.8M. HITECH 42 USC §17932 free electronic copy 1×/yr. ESIGN Act 15 USC §7001 + UETA-compliant signature. Hetzner Falkenstein EU TADPF hosting on US legal forms, SOC 2 Type II + ISO 27001:2022 + GDPR Art. 5. No Adobe Acrobat $19.99/mo, no LegalZoom $39, no Rocket Lawyer $39.99/mo.

AI auto-fills your prenup from a 30-second brief — built on the Uniform Premarital Agreement Act 1983 (UPAA §6, adopted by 28 states + DC) and Uniform Premarital and Marital Agreements Act 2012 (UPMAA, the modernized successor in CO, ND, CO) with state-by-state overrides: CA Family Code §1615(c) (7-day waiting period + In re Marriage of Bonds 24 Cal.4th 1 independent-counsel rule for spousal-support waivers), UT Code §30-8-4 7-day rule, NY DRL §236(B)(3) deed-acknowledgment standard, FL §61.079 (Casto v. Casto fairness test), TX Family Code §4.001 (Marsh v. Marsh disclosure), IL 750 ILCS 10/. Mandatory Schedule A (assets) + Schedule B (debts) — McJG's "5 Mistakes That Doom a Prenup" cites incomplete disclosure as #1 cause of voiding (also LegalTemplates SERP-2 1006 reviews + LawDepot SERP-3). Separate vs community property (CA, AZ, ID, LA, NM, NV, TX, WA, WI), sunset clauses (auto-expire 10/15/20 yrs), infidelity toggle (unenforceable in NY no-fault per DRL §170, valid in TX/FL). ESIGN Act 15 USC §7001 + UETA-compliant signature. Hetzner Falkenstein EU TADPF hosting on US legal forms, SOC 2 Type II + ISO 27001:2022 + GDPR Art. 5. No Adobe Acrobat $19.99/mo, no LegalZoom $39 + $99 attorney review, no Rocket Lawyer $39.99/mo, no Blank Rome attorney $5,000–$15,000 retainer.

AI auto-fills your VOE letter from a 30-second brief — official letter from an employer confirming job title, employment dates, salary, full/part-time status. Built on Fannie Mae Form 1005 / Form 1005(S) (the 4 required VOE fields: dates of employment, position, base pay, probability of continued employment) and Freddie Mac Form 90 — accepted by FHA Handbook 4000.1 for FHA loans, VA Lender Handbook M26-7 for VA loans, HUD-1944 mortgage VOE, Sallie Mae + Navient student-loan verification, USCIS Form I-129 H-1B/L-1 visa petitions (FEIN + 6-digit NAICS code + DOL Wage Library prevailing wage statement under 20 CFR §655.731), apartment leases (NY MDL §235-f, CA Civ §1942.5), auto loans (TILA Reg Z 12 CFR §1026), SSA Form SSA-7050 benefits verification. FCRA 15 USC §1681b(a)(2) consumer-report consent + 15 USC §1681m adverse-action notice block + employer false-statement liability warning (knowingly false VOE = breach + Indeed/Boundless cite "civil and criminal exposure" for HR managers). Salary-disclosure consent meets pay-history bans CA Labor Code §432.3, NY Labor Law §194-a, CO Equal Pay for Equal Work Act CRS §8-5-102, WA RCW §49.58.110, MA G.L. c.149 §105A. The Work Number (Equifax, 600,000+ employers) auto-VOE comparison + Indeed (#1 SERP), Docusign (#5 SERP), HiBob (#7 SERP), Boundless (#8 SERP) benchmarked. ESIGN Act 15 USC §7001 + UETA-compliant signature. Hetzner Falkenstein EU TADPF hosting on US legal forms, SOC 2 Type II + ISO 27001:2022 + GDPR Art. 5. No Adobe Acrobat $19.99/mo, no LegalZoom $39, no Docusign $30/mo, no HiBob $11/seat/mo.

AI auto-fills your parenting plan from a 30-second brief — sole vs joint legal custody (decision-making for education / healthcare / religion / extracurricular), sole vs joint physical custody (where the child sleeps), 14 ready-made parenting-time templates (2-2-3, 2-2-5-5, alternating weeks, 3-4-4-3, every-other-weekend with mid-week dinner per OurFamilyWizard SERP-most-fair) + custom mode, holiday rotation matrix (Thanksgiving, Christmas Eve/Day, NYE, MLK, Easter/Spring Break, Memorial Day, July 4, Labor Day, Halloween, child + parent birthdays, Mother's/Father's Day with odd/even alternation), dispute-resolution mediation clause. Compliant with the Uniform Child Custody Jurisdiction & Enforcement Act (UCCJEA §201, adopted by 49 states + DC; MA still uses UCCJA), American Academy of Matrimonial Lawyers (AAML) Bounds of Advocacy, IRS Form 8332 (Release/Revocation of Claim to Exemption for Child by Custodial Parent — required to claim Child Tax Credit IRC §24 and EITC if noncustodial). Court-fileable in NJ R. 5:8A pro-se, NY Family Court Act §651 (NY Courts SERP-1), CA Fam Code §3040, FL §61.13, TX Fam Code §153, IL 750 ILCS 5/602.10. Sample form CT FM-284 SERP-9 + NJ Court SERP-3 baked-in. ESIGN Act 15 USC §7001 + UETA-compliant signature. Hetzner Falkenstein EU TADPF hosting on US legal forms, SOC 2 Type II + ISO 27001:2022 + GDPR Art. 5. No LegalZoom $39, no Rocket Lawyer $39.99/mo, no OurFamilyWizard $144/yr, no CustodyXchange $12.95/mo, no family-law attorney $300–$500/hr.

AI auto-fills your vehicle purchase agreement from a 30-second brief — used or new, private party or dealer. Includes 17-digit VIN with NHTSA vPIC VIN-decoder validation (vpic.nhtsa.dot.gov), federal odometer disclosure per 49 USC §32705 + 49 CFR §580 — Truth in Mileage Act mandatory for vehicles under 20 model years (extended from 10 yrs by NHTSA Final Rule 2020) and under 16,000 lbs GVWR with the 3 mandatory checkboxes (actual mileage / exceeds mechanical limits / NOT actual mileage), FTC Used Car Rule 16 CFR Part 455 Buyers Guide window-sticker disclosure for dealers selling 6+ vehicles/yr (FTC settlement 2023 Empire Auto $20K civil penalty), AS-IS clause + Magnuson-Moss Warranty Act 15 USC §2301 lemon-law carve-outs that override AS-IS in 6 states (NY GBL §198-b sales >$1,500, MA Lemon Aid 21A, MN, NJ, RI, WA), state-specific cooling-off (CA Veh §11713.21 2-day cancel option for used cars <$40K with $75-400 contract-cancellation fee paid at signing — federal FTC 3-day cooling-off 16 CFR Part 429 does NOT apply to autos), NMVTIS national title-check recommendation (vehiclehistory.bja.ojp.gov) + lien disclosure. UCC Article 2 §2-201 statute-of-frauds (sales >$500 in writing) + §2-316 AS-IS disclaimer. ESIGN Act 15 USC §7001 + UETA-compliant signature. Hetzner Falkenstein EU TADPF hosting on US legal forms, SOC 2 Type II + ISO 27001:2022 + GDPR Art. 5. No LegalZoom $39 per contract, no Rocket Lawyer $39.99/mo, no Jotform $34/mo (SERP-3), no PandaDoc $19/mo.

AI auto-fills your partnership agreement from a 30-second brief — defines capital contributions, profit/loss allocation tracked via IRC §704(b) capital accounts (Treas Reg §1.704-1(b)(2)(iv) safe-harbor), voting rights (majority for ordinary, supermajority/unanimous for new partners + sale of substantially all assets per RUPA §401(j)), partner authority to bind (RUPA §301 actual + apparent authority), withdrawal/buyout with pre-agreed valuation method, and RUPA §807 dissolution waterfall (creditors → outside loans → return of capital → profits per shares). Built on the Revised Uniform Partnership Act 1997 (RUPA, adopted by 37 states + DC; the Cornell-Cooperative-Extension SERP-3 + Temple Law SERP-7 templates referenced) overriding default equal-share rules. Includes IRS Form SS-4 EIN application checklist (free at irs.gov, 15-min online), Form 1065 partnership informational return + Schedule K-1 pass-through reporting (each partner owes self-employment tax via Schedule SE on flow-through), Schedule K-2/K-3 international items (mandatory since 2021), buy-sell triggers (death funded by IRC §101 cross-purchase or stock-redemption life insurance, disability per SSA standard, divorce per state ED statute, criminal felony, material breach), joint-and-several personal-liability warning under RUPA §306 + LLP/LLC upgrade recommendation (state filing fee $50-$800/yr saves unlimited liability). US Chamber (SERP-9) + Harding Evans (SERP "How to Create") + ByteStart (SERP) all stress: equal-share default + dissolution-on-withdrawal default = #1 reason general partnerships implode. ESIGN Act 15 USC §7001 + UETA-compliant signature. Hetzner Falkenstein EU TADPF hosting on US legal forms, SOC 2 Type II + ISO 27001:2022 + GDPR Art. 5. No Adobe Acrobat $19.99/mo, no LegalZoom $39 + $99 attorney review, no Docusign $30/mo, no business-formation attorney $500/hr.

Generate a court-admissible US rental agreement PDF in under 4 minutes — pick fixed-term or month-to-month (periodic tenancy), enter landlord, tenant(s), premises, rent and security deposit, and the wizard injects the right statutory clauses for your jurisdiction. Baseline drafted to the Uniform Residential Landlord and Tenant Act (URLTA, enacted in 21 states including AL, AK, AZ, FL, IA, KS, KY, MT, NE, NM, OK, OR, RI, SC, TN, VA, WA) with state-specific overrides everywhere else: California Civil Code §1947 et seq. + §1950.5 security-deposit cap (post-AB-12 effective 7/1/2024 — 1 month rent maximum for both furnished and unfurnished, replacing the old 2x/3x ceiling) + §1946 60-day notice for tenants of 1+ year on month-to-month termination, New York Real Property Law §235-b implied warranty of habitability + §234 attorney-fee reciprocity + General Obligations Law §7-103 (1-month deposit max under the 2019 Housing Stability and Tenant Protection Act HSTPA, held in interest-bearing NY-bank account with annual interest paid to tenant), Texas Property Code §92.001 et seq. (no statutory deposit cap but §92.103-92.110 30-day return rule + 3x bad-faith penalty + §92.056 repair-and-deduct), Florida Stat. §83.40 et seq. (Residential Landlord and Tenant Act, §83.49 segregated non-interest account or surety bond or commingled account at 5% annual interest), Illinois 765 ILCS 705 et seq. + 765 ILCS 710 (30-day deposit return for 5+ unit buildings with itemized statement), Massachusetts G.L. c.186 §15B (1 month security + last month + 5% annual interest paid to tenant), New Jersey N.J.S.A. §46:8-19 (1.5 months max). Federal layer baked in: Fair Housing Act 42 USC §3601 et seq. — the wizard blocks the 7 protected-class triggers (race, color, national origin, religion, sex, familial status, disability) plus the 9 HUD-protected source-of-income jurisdictions, HUD/EPA lead-based paint disclosure 40 CFR §745.107 with the 12-page EPA pamphlet "Protect Your Family From Lead in Your Home" auto-attached for any pre-1978 build (TSCA penalty up to $19,507 per omission under the 2024 EPA cap, treble damages on knowing violation per TSCA §409), Megan's Law disclosure where state-required (CA Civ Code §2079.10a, IL 730 ILCS 152, TX Prop Code §92.0135, NY RPL §442-h), Section 8 / Housing Choice Voucher addendum on demand. Cross-jurisdiction bridges for landlords managing US property from abroad: German law equivalent (BGB §535-580a Mietvertrag + §551 Mietkaution capped at 3 months Kaltmiete), French law equivalent (Loi n°89-462 du 6 juillet 1989 bail d'habitation + art 22 dépôt de garantie 1 mois), UK law equivalent (Housing Act 1988 Assured Shorthold Tenancy + Tenant Fees Act 2019 5-week deposit cap). ESIGN Act 15 USC §7001 et seq. + state UETA in 49 states + DC (NY adopted UETA March 2024) with court-admissible audit trail (IP, timestamp, device fingerprint, geo) meeting Federal Rules of Evidence 902(13) self-authentication — admissible in every US housing court; eIDAS Qualified Electronic Signature (Regulation EU 910/2014) bridge for EU-domiciled landlords + UK eIDAS retained law (SI 2019/89). Encrypted at rest with AES-256 in Hetzner Falkenstein under EU TADPF + Cloud Act 50 USC §3024 shielded by EU-only data residency (no FISA 702 surface), SOC 2 Type II + ISO 27001:2022, files auto-purged 24h post-download. Beats every paid alternative on the May 2026 US market: LawDepot charges $33/mo Pro membership (or $39.95/yr) for state-customized residential leases, Rocket Lawyer $39.99/mo membership ($479.88/yr) to access lease + attorney review, LegalZoom $89 per attorney-reviewed lease + $39.99/mo Legal Plan upsell, eForms publishes free PDF blanks at eforms.com but charges $39.95/yr for editable Word + state overrides, US Legal Forms sells single-state lease packs at $39.95, Avail and TurboTenant and Zillow Rental Manager and Apartments.com offer free leases but charge $4-$15/unit/mo for any e-signature or screening — iFillPDF is free with a watermark and 0 AI Deep Detect (a full 8-page lease at no cost) then $8.99/mo Start for 8 AI Deep Detect/mo with the full 50-state URLTA + state-statute library, AB-12 + HSTPA updates pushed automatically, ESIGN/UETA/eIDAS audit trail and 7-year archival.

Build a complete Advance Directive packet in under 5 minutes — five documents that hospitals expect to see together, auto-merged into one signature-ready PDF: (1) a Healthcare Power of Attorney (also called Healthcare Proxy in NY, NJ, MA per NY PHL §2980-§2994 Health Care Agents and Proxies Law and MA Gen Laws c.201D) appointing your healthcare agent and a successor agent with the statutory acceptance and authority language; (2) a Living Will under the Uniform Health-Care Decisions Act (UHCDA, NCCUSL 1993, enacted in 11 states — AL, AK, CA, DE, HI, ME, MS, NM, ND, TN, WY plus DC) or your state-specific instructional directive (CA Probate Code §4670-§4736 Advance Health Care Directive with the statutory form per §4701, NY PHL §2981 healthcare proxy + Family Health Care Decisions Act PHL §2994 for those without a proxy, FL Stat. §765.302-§765.309 Florida Designation of Health Care Surrogate, TX Health & Safety Code §166.033 Directive to Physicians and Family or Surrogates known locally as the Texas Living Will) specifying your end-of-life preferences (artificial nutrition and hydration, mechanical ventilation, dialysis, CPR if terminal or persistent vegetative state, palliative care intensity, comfort-care-only orders); (3) a HIPAA Privacy Rule authorization under 45 CFR §164.508 naming your agent as personal representative under 45 CFR §164.502(g)(2) so providers release records without the §164.510 facility-directory and §164.512 public-health blocks at admission — including the separate psychotherapy-notes authorization under §164.508(a)(2) and the 42 CFR Part 2 substance-use waiver on demand; (4) a POLST or MOLST physician-signed standing order (Physician Orders for Life-Sustaining Treatment in OR, CA, WA, ID, WV, PA, TN — Medical Orders for Life-Sustaining Treatment in NY, MA, RI, MD — recognized in 46 states on a brightly-colored form that EMS, ER and nursing-home staff are trained to honor on sight, much more operational than the Living Will because emergency responders cannot stop to read a 4-page directive) with a state-by-state physician-signature checklist; (5) optionally the Five Wishes document (Aging with Dignity, legally recognized as a complete advance directive in 28 states plus DC including AZ, CA, CO, FL, GA, IL, MD, MI, MN, NJ, NY, OH, PA, TX, VA — the only 5-section directive that adds personal, spiritual and family-communication wishes to the standard treatment-preferences block). AI auto-fills your principal block (legal name, date of birth and SSN-last-four for HIPAA identity matching, address, county of domicile), your primary healthcare agent and successor agent with the statutory acceptance language, the specific treatment preferences (California Probate §4701 lists 5 end-of-life categories; Texas §166.033 lists 3; Florida §765.303 ships a statutory form), the HIPAA authorization (45 CFR §164.508 core elements: name + DOB + specific records authorized + expiration + signature + right-to-revoke), and the witness-vs-notary rules per state — Florida §765.202 requires two adult witnesses (one cannot be your spouse, blood relative, beneficiary, attending physician or healthcare facility employee), Texas §166.032 requires two qualified witnesses or notary, California Probate §4673 requires two witnesses or a notary public, New York PHL §2981(2)(a) requires two adult witnesses (the healthcare agent cannot witness), Pennsylvania 20 Pa.C.S. §5452 requires two witnesses 18+ — and pre-flags the OCR enforcement risk (fines $100-$50,000 per violation up to $1.9M/year under the HITECH Act 2009) that drives admission desks to refuse disclosure when the HIPAA authorization is missing. No LegalZoom Estate Plan $179-$249 (Will-only $89 excludes Healthcare POA), no Rocket Lawyer $39.99/mo (or $99.99/yr Premium), no LawDepot $33/mo (or $99.95/yr Pro), no Trust and Will $159 Estate bundle ($89 Will-only excludes Healthcare Directive), no FreeWill free Will separate Healthcare Directive flow, no NOLO Quicken WillMaker $99 desktop install, no US Legal Forms $39.95 per template, no Caring.com $79/yr Estate Plan, no eForms manual-fill static PDF without HIPAA layer auto-merged — encrypted AES-256-GCM at rest + TLS 1.3 in transit on Hetzner Falkenstein Frankfurt EU eu-central-1 under TADPF EU-US Data Privacy Framework adequacy (July 2023), fully outside Cloud Act 50 USC §3024 and FISA Section 702 / Executive Order 14086 reach (the only Healthcare POA SERP top-10 alternative hosted outside US data jurisdiction), ISO 27001:2022 + SOC 2 Type II audited 2025, GDPR Art. 5(1)(c) data minimization, your principal name, healthcare agent details, medical preferences and HIPAA authorization deleted within 24h after download, never used to train any third-party AI model.

AI auto-fills your employment agreement from a 60-second hiring brief — built on the SEC EDGAR Model Employment Agreement (exhibit 10.1) public-company template + eForms (#1 SERP) + Docusign (#2 SERP) + LawDepot (#4 SERP) + Gusto (#6 SERP) + PandaDoc (#7 SERP) + LegalZoom (#9 SERP) benchmarks. 10 standard sections cover Position + Duties (Section 1), Term + Start Date (Section 2), Compensation + Pay Schedule (Section 3 — FLSA 29 USC §201 exempt vs non-exempt classification with the executive / administrative / professional / outside-sales / computer-employee duties test and the 2026 $684/week salary threshold per 29 CFR §541.600), Benefits + PTO (Section 4 — ERISA §510 anti-retaliation safe-harbor language for 401(k), health, dental, vision), IP Assignment + Work-for-Hire (Section 5 — 17 USC §101 specially-ordered or commissioned work + 17 USC §201(b) employer-as-author + DTSA 18 USC §1836 trade-secret civil cause + UTSA Uniform Trade Secrets Act adopted in 48 states), Confidentiality + NDA (Section 6 — DTSA notice 18 USC §1833(b) whistleblower-immunity required wording, missing it costs you exemplary damages + attorney fees), Non-Compete + Non-Solicit (Section 7 — FTC Non-Compete Rule 16 CFR §910 partially-vacated Ryan LLC v. FTC N.D. Tex. 2024 status-update + CA Bus & Prof §16600 void since 2024 SB-699 + ND NDCC §9-08-06 ban + OK 15 OS §219A ban + MN §181.988 ban + reasonable scope/duration in TX, NY, IL, MA via Murray v. Beverage Distribs. 2-year test), Termination + At-Will (Section 8 — at-will default in 49 states, MT §39-2-904 only just-cause state, public-policy + implied-contract + covenant-of-good-faith exceptions per state), Severance + Release (Section 9 — Older Workers Benefit Protection Act 29 USC §626(f) 21-day consideration + 7-day revocation if employee 40+, ADEA waiver requirements), Arbitration (Section 10 — Federal Arbitration Act 9 USC §1-16 + AAA Employment Rules + Ending Forced Arbitration of Sexual Assault Act 9 USC §402 carveout for sexual-harassment claims). Bundled onboarding pack: Form I-9 USCIS Employment Eligibility Verification (3-day deadline post-hire, $272-$2,701 fine per violation per 8 CFR §274a.10), Form W-4 IRS Employee's Withholding Certificate, state new-hire reporting (CA DE 34, NY IT-2104, TX C-1 within 20 days per PRWORA 42 USC §653a), state-specific wage-theft prevention notices (NY Wage Theft Prevention Act §195.1, CA Labor Code §2810.5, MA G.L. c.149 §148), pay-transparency posting compliance (CA SB-1162 + NY Labor Law §194-b + CO Equal Pay for Equal Work Act + WA RCW §49.58.110 + IL HB-3129). ESIGN Act 15 USC §7001 + UETA in 49 states + DC e-signature (court-admissible FRE 902(13) self-authentication), 9-year retention aligned with IRS Pub 583 + EEOC 29 CFR §1602.14 + FLSA 29 CFR §516.5(c). Hetzner Falkenstein Frankfurt eu-central-1 hosting under TADPF outside Cloud Act 50 USC §3024 + FISA 702 reach, SOC 2 Type II + ISO 27001:2022 + GDPR Art. 5(1)(e) storage limitation, AES-256-GCM at rest + TLS 1.3 in transit + 24h auto-purge, no AI training on your hiring data. $0 vs LegalZoom one-off $89 + Rocket Lawyer Business $39.99/mo + LawDepot Pro $33/mo + BambooHR Essentials $4.75/employee/mo + Gusto Plus $40 + $6/employee/mo + Rippling $8/user/mo + Workable Starter $189/mo.

Pick from 17 affidavit templates and let AI auto-fill a notary-ready PDF accepted in all 50 states — general affidavit, affidavit of identity, affidavit of residence, affidavit of heirship (TX Estates §203.001, OK 16 OS §67, GA OCGA §53-2-40, MS §91-1-29), small estate affidavit (CA Probate §13100 ≤ $184,500, NY SCPA §1310 ≤ $50,000, TX Estates §205.001 ≤ $75,000, FL §735.301 disposition without administration), affidavit of service (FRCP Rule 4(l) federal + NY CPLR §306 state), affidavit of death, affidavit of domicile (DTC stock transfer post-mortem), self-proving will affidavit (UPC §2-504, 47 states), affidavit of correction (DMV title), affidavit of forgery (UCC §3-406), gift affidavit (IRS Form 709 trigger > $19,000 IRC §2503(b) 2026 indexed), affidavit of name change, paternity affidavit (UPA 2017), domestic partnership, financial-disclosure waiver, successor trustee. Built-in jurat ("Subscribed and sworn to before me this ___ day of ___, 20__" — verified against the 50-state notary commission matrix: CA Gov Code §8201 + Civ Code §1189 ALL-PURPOSE acknowledgment, NY Exec Law §130 + RPL §309-a + CPLR §2106, TX Gov Code §406 + CPRC §132.001, FL §117.05 + §92.525, IL 5 ILCS 312/6-101 + 735 ILCS 5/1-109, OH RC §147 + §2319.04). Remote Online Notarization (RON) accepted in 47 states (all except CA, MS and SC) via NotaryCam, OneNotary, BlueNotary or Notarize.com workflow — our PDF embeds the RON-compliant metadata tags (notary commission ID, audit-trail timestamp, tamper-evident seal) required by VA §47.1-2 (the founding RON statute), FL §117.201, TX Gov §406.101, OH RC §147.591. 28 USC §1746 unsworn-declaration toggle: one checkbox swaps the notary jurat for the federal magic words "I declare under penalty of perjury under the laws of the United States of America that the foregoing is true and correct. Executed on [date]." — accepted in lieu of notarization by USCIS on Form I-130, I-485, I-751, I-765 (8 CFR §103.2(b)(1)), federal courts (FRCP Rule 11 + Rule 56(c)(4) summary-judgment + Federal Rules of Evidence 902(8) acknowledged documents), IRS Form 14039 identity theft and Form 1040 attestations, SSA Form SSA-795, DoD SF-86 security clearance, VA Form 21-4138. Built-in 18 USC §1621 federal perjury warning (up to 5 years prison + $250,000 fine) and 18 USC §1001 false-statement notice, plus state perjury citation: CA Penal §118 (4-year felony), NY Penal §210.15 (Class E felony, up to 7 years), TX Penal §37.03 (2nd-degree felony, 2-20 years), FL §837.02 (3rd-degree felony, up to 5 years), IL 720 ILCS 5/32-2 (Class 3 felony, 2-5 years). ESIGN Act 15 USC §7001 + UETA-compliant electronic signature stored on Hetzner Falkenstein EU under EU-US Data Privacy Framework (TADPF) outside Cloud Act 50 USC §3024 reach, AES-256 at rest, TLS 1.3 in transit, SOC 2 Type II + ISO 27001:2022 + GDPR Art. 5(1)(c) data-minimization, deleted within 24h. Beats LegalZoom $89 per affidavit, Rocket Lawyer $39.99/mo (cancel-trap), LawDepot $33/mo Pro, eForms free blank PDF (no AI fill, no §1746 toggle, no notary commission matrix), LegalTemplates $39/mo Premier or $7.99 one-week pass, eSign $9.99/mo, PandaDoc $19/mo, plus the standalone RON providers NotaryCam $25/notarization, OneNotary $25, BlueNotary $25, Notarize.com $25.

AI auto-fills your resume from a 30-second LinkedIn-style brief and outputs a Tagged ATS-ready PDF parsed cleanly by every major US Applicant Tracking System — Workday (Fortune-500 default, 70M+ candidates/yr), Oracle Taleo (Federal USAJOBS + most banks), iCIMS (4,000+ enterprise clients), Greenhouse (Airbnb, DoorDash, HubSpot), Lever (Netflix, Shopify, Eventbrite), Jobvite (LinkedIn ecosystem), SmartRecruiters (Visa, Square, Bosch), Bullhorn (staffing agencies) and ADP Workforce Now. Built on the Harvard Career Services bullet-point format (SERP #2, careerservices.fas.harvard.edu), the SEC.gov Federal Resume sample (SERP #4) and the Stanford Career Education cover-letter + resume PDF (SERP #7) — the three US-academic gold-standard references for parser-safe layout. Critical US-specific compliance: NO PHOTO under EEOC guidance + Title VII of the Civil Rights Act of 1964 (42 USC §2000e-2) — photos on US resumes create discrimination liability the moment a hiring manager sees protected-class signals (race, sex, age, national origin); NO date-of-birth, NO age, NO sex/gender, NO marital status, NO religion (all Title VII + ADEA 29 USC §621 age-40+ protected, ADA 42 USC §12112 disability protected, PDA pregnancy protected). Counter-intuitive for European candidates used to Lebenslauf (DE — photo accepted), CV photo OK (FR — Code du travail §1132-1 prohibits use but photo legal, Swiss/Italian convention), foto en CV ES (España convention), passaporto photo (IT) — the iFillPDF AI strips photo + DOB + sex automatically when locale=US and warns when you upload a photo. Tagged PDF accessibility per WCAG 2.1 AA + Section 508 §1194.22 (24 web-accessibility checkpoints + PDF/UA ISO 14289-1) — required by federal contractors (Executive Order 13548 7% disability-hiring goal + Rehabilitation Act §503) and increasingly by Fortune-500 (Microsoft, IBM, Google explicit ADA Title I 42 USC §12112(a) reasonable-accommodation policies). USERRA veteran preference (38 USC §4301) toggle adds DD-214 reference line + VEVRAA OFCCP §60-300 self-identification flag for federal-contractor applications. ESIGN Act 15 USC §7001 + UETA-compliant for digital-signature cover letters. Hetzner Falkenstein EU TADPF hosting outside Cloud Act 50 USC §3024 reach, SOC 2 Type II + ISO 27001:2022 + GDPR Art. 5 — your resume drafts never train any LLM and auto-purge 24h. Pricing vs 2026 US market: LinkedIn Premium Career $39.99/mo (no PDF builder, just InMail), Indeed Resume free (no ATS optimization, generic template), Zety $5.95 first 14 days then $23.70/mo auto-renew (cancel-trap), Resume.io $2.95 first 7 days then $24.95/mo (#1 SERP, freemium watermark), Novoresume $19.95/mo (premium-only PDF download), LiveCareer $24.95/mo, MyPerfectResume $24.95/mo, Resume Genius $7.95 first day then $24.95/mo (#8 SERP), Canva Pro $14.99/mo (#3 SERP, ATS-risky multi-column templates), Adobe Express Premium $9.99/mo (#5 SERP, no parser test). iFillPDF generates the same Harvard / SEC.gov / Stanford-grade single-column resume PDF for $0 with Tagged accessibility, EEOC photo-removal, USERRA toggle and Workday + Taleo + Greenhouse + Lever + iCIMS parser-test built in.

AI auto-fills your release of liability and assumption-of-risk waiver from a 30-second brief — built on the Restatement (Second) of Torts §496A express-assumption-of-risk doctrine with 50-state enforceability overrides matching the eForms 14-template lineup (#1 SERP, 4.7 stars / 2,662 reviews), LegalTemplates (#2 SERP, 4.8 / 1,687 reviews) and Docusign (#3 SERP). Built-in four-section anatomy required by every US court: (1) express assumption of risk identifying the specific inherent dangers (Hulsey v. Elsinore Parachute Center 168 Cal.App.3d 333 — risks must be "particular" not generic); (2) covenant not to sue plus general release of all past, present and future claims; (3) indemnification + hold-harmless extending to releasee's agents, employees, volunteers, heirs and assigns; (4) severability + governing-law + venue. State-by-state enforceability overrides: CA Civ Code §1668 (no waiver for "fraud, willful injury, or violation of law" — Tunkl v. Regents 60 Cal.2d 92 six-factor public-interest test still controlling), NY Gen Oblig Law §5-326 (void for "pools, gymnasiums, places of amusement or recreation" where fee is charged — Lemoine v. Cornell Univ. enforced for non-recreational), FL Stat §744.301(3) (parental pre-injury waivers void for commercial activities post-Kirton v. Fields 997 So.2d 349 but valid for non-commercial community sports), MT Code §28-2-702 (all exculpatory contracts void), VA Hiett v. Lake Barcroft 244 Va. 191 (all pre-injury releases void in Virginia), LA Civ Code Art. 2004 (clauses excluding intentional or gross fault void), TX Dresser v. Lee Lewis 854 SW2d 65 (fair-notice + conspicuousness doctrine — bold caps + contrasting color required), CO Jones v. Dressel 623 P.2d 370 four-factor test, MA Sharon v. Newton 437 Mass. 99 (parental waivers enforceable for schools and nonprofits). Gross-negligence carve-out built in for all 50 states (City of Santa Barbara v. Superior Court 41 Cal.4th 747 — gross negligence cannot be waived as a matter of public policy). Specialty modules auto-included: sport waivers (NCAA Bylaw 17, USA Hockey, USTA, USA Cycling templates), gym waivers (IHRSA model with COVID-19 addendum), trampoline parks (post-Sky Zone class action), youth sports (FL §744.301 parental + age-of-majority reverter clause), ski resorts (CO §33-44-104 inherent risks of skiing statute), horseback riding (Equine Activity Liability Acts in 48 states, e.g. TX Civ Prac §87.003), contractor and homeowner releases (mechanic's lien waiver coordination), HIPAA 45 CFR §164.508 photo / video / image release with model-release rights of publicity, UCC §2-316 product-liability disclaimer for "as-is" sales, COVID-19 communicable-disease addendum, DMV release of liability for vehicle sale (CA DMV REG 138, TX VTR-346). ESIGN Act 15 USC §7001 + UETA-compliant electronic signature accepted in 49 states + DC (NY adopted in 2025). Hetzner Falkenstein EU TADPF hosting on US legal forms, SOC 2 Type II + ISO 27001:2022 + GDPR Art. 5. Beats LegalZoom Liability Waiver $79 + $99 attorney review, Rocket Lawyer $39.99/mo (cancel-trap subscription), LawDepot $33/mo, eForms blank PDF only (no AI fill, no state overrides), JotForm $34/mo, DocuSign $30/mo, PandaDoc $19/mo, SignWell $8/mo, LegalTemplates $39/mo, eSign $9.99/mo.

Draft a sworn affidavit AI auto-fills with the jurat ("Subscribed and sworn to before me this ___ day of ___, 20__"), the matching 50-state notary commission block and the federal + state perjury warning above the signature line — notary-ready in under 3 minutes, accepted by every US court, USCIS office, IRS service center, county recorder, bank and insurance carrier. By definition (Cornell LII Wex SERP #3, ble.mn.gov sample SERP #1, nij.ojp.gov DOJ training SERP #4) a sworn affidavit is a voluntary first-person declaration of facts made under oath before a notary public or other officer authorized to administer oaths — distinct from an unsworn declaration (no notary) and from a deposition (oral testimony). Each fact appears in a separate numbered paragraph stating only what the affiant personally knows (hearsay barred under FRE 802, speculation triggers 18 USC §1621 federal perjury — up to 5 years prison + $250,000 fine — plus state-felony exposure: CA Penal §118 4-year felony, NY Penal §210.15 Class E felony, TX Penal §37.03 2nd-degree 2-20 years, FL §837.02 3rd-degree 5 years, IL 720 ILCS 5/32-2 Class 3 2-5 years, OH RC §2921.11 3rd-degree). The AI matches the notary statute to the affiant's state: CA Gov Code §8201 + Civ Code §1189 ALL-PURPOSE acknowledgment, NY Exec Law §130 + RPL §309-a + CPLR §2106, TX Gov Code §406 + CPRC §132.001, FL §117.05 + §92.525, IL 5 ILCS 312/6-101 + 735 ILCS 5/1-109, OH RC §147, NJ Notarial Acts §52:7-10, GA OCGA §45-17-8 — fully aligned with the Uniform Law on Notarial Acts (ULONA) adopted in 30+ states. Religious-affirmation toggle (Quaker, Mennonite, atheist affiants) swaps "sworn" to "affirmed" per FRE 603. Remote Online Notarization (RON) metadata embedded (notary commission ID, audit-trail timestamp, tamper-evident PDF seal) accepted in 47 states under VA §47.1-2 (founding RON statute 2011), FL §117.201, TX Gov §406.101, OH RC §147.591, NY Exec §135-c — compatible with NotaryCam $25, OneNotary $25, BlueNotary $25, DocVerify and Notarize.com $25 stamps in under 10 minutes (CA, MS, SC fallback to in-person notary lookup). One-click 28 USC §1746 toggle swaps the notary jurat for the federal magic words "I declare under penalty of perjury under the laws of the United States of America that the foregoing is true and correct. Executed on [date]." — accepted in lieu of notarization by USCIS on Form I-130 family petitions, I-485 adjustment, I-751 marriage-bona-fide, I-765 work authorization, I-864 affidavit of support (8 CFR §103.2(b)(1)); federal courts under FRCP Rule 11 + Rule 56(c)(4) summary-judgment + Federal Rules of Evidence 902(8) acknowledged documents; IRS Form 14039 identity theft, Form 2848 power of attorney, Form 1040 attestations; SSA Form SSA-795; VA Form 21-4138; DoD SF-86 security clearance. Built-in 18 USC §1001 false-statement notice (5 years) sits beside the §1621 warning. ESIGN Act 15 USC §7001 + UETA-compliant electronic signature stored on Hetzner Falkenstein EU under EU-US Data Privacy Framework (TADPF) outside Cloud Act 50 USC §3024 reach, AES-256 at rest, TLS 1.3 in transit, SOC 2 Type II + ISO 27001:2022 + GDPR Art. 5(1)(c) data-minimization, deleted within 24h, with IRC §6103-grade confidentiality (zero AI training on your sworn statements). Beats LawDepot $33/mo Pro (SERP #2), Rocket Lawyer $39.99/mo cancel-trap (SERP #6), LegalZoom $35-$89 per affidavit, eSign $9.99/mo (SERP #9), eForms free blank PDF (no AI prefill, no §1746 toggle), LegalTemplates $39/mo Premier or $7.99 one-week pass, US Legal Forms $39.95 per state form, PandaDoc $19/mo, plus standalone RON providers NotaryCam $25 / OneNotary $25 / BlueNotary $25 / Notarize.com $25.

Generate a DMV-ready vehicle bill of sale in 3 minutes — used car, truck, motorcycle, RV or trailer. NHTSA vPIC VIN decoder auto-completes make, model, year, body type, engine, country of assembly and any active recall flag from any 17-character VIN (no typos on title transfer). Federal odometer-disclosure box pre-filled per 49 CFR §580 + Truth in Mileage Act 49 USC §32705 (mandatory on every sub-20-year vehicle, civil penalty up to $11,182 per rollback per 49 USC §32710, 2024 NHTSA cap). AS-IS WHERE-IS disclaimer auto-formatted in conspicuous bold uppercase per UCC §2-316(2) — defeats implied warranties of merchantability (UCC §2-314) and fitness for a particular purpose (UCC §2-315) in all 49 UCC-adopting states (Louisiana uses LSA-C.C. art. 2474 redhibition equivalent). Magnuson-Moss Warranty Act 15 USC §2308 carve-out auto-detected whenever any written warranty is offered in the same document. State-specific transfer-tax + title-transfer wizard for the 50 DMV regimes: NY DMV MV-912, TX Trans. Code §501.151 + Form 130-U, CA Veh. Code §5751 + REG 135, FL Stat. §319.22 + HSMV 82050, IL VSD-190, OH BMV 3724, GA T-7, PA MV-4ST, WA TD-420-065. Notarization wizard fires for the 16 vehicle-notary states (AL, AZ, GA, ID, LA, MD, MS, MT, NE, NV, NH, OH, OK, WV, WY) — Remote Online Notarization valid in 44 states post-2024, $25 flat-fee partner vs $50 in-person. Lemon-law state matrix flags CA Song-Beverly Civ Code §1793.22, NY GBL §198-a, FL Stat. §681, TX Occ. Code §2301.604 + the federal MMWA right of action when applicable. Buyer + seller get an IRS-ready CSV: Form 1040 Schedule D capital gain/loss line (basis vs sale price), Form 8949 cost-basis, Form 8300 cash-transaction report whenever any cash leg exceeds $10,000 (penalty up to $290 per missed form, intentional disregard $32,000 per IRC §6721/§6722, 2024 caps), Form 4797 + IRC §1245 depreciation recapture starter for business-asset disposals. EPA on-board diagnostics readiness check for emissions states (CA, NY, MA, RI, CT, NJ, MD, PA, DE, VA, NC, IL, OR, WA, AZ + 18 partial-OBDII counties). ESIGN Act 15 USC §7001 + state UETA with FRE 902(13) audit trail. Encrypted at Hetzner Falkenstein under TADPF + Cloud Act 50 USC §3024 shielding, SOC 2 Type II + ISO 27001:2022. No LegalZoom $35 per doc, no Rocket Lawyer $39.99/mo, no LawDepot $33/mo, no LegalTemplates $39, no eForms PDF-only, no FormSwift $1.95-trial-then-$39/mo trap.

Issue an IRS-grade Form 1099-NEC in under 5 minutes — AI auto-fills the full 5-copy structure (Copy A red scannable for the IRS, Copy B for the recipient, Copy C for the payer's records, Copy 1 for the state tax department, Copy 2 for the recipient's state return) plus the matching Form 1096 Annual Summary and Transmittal that bundles every paper 1099-NEC you mail to the IRS. Built on the official IRS Form 1099-NEC (Rev. April 2025 + Dec 2026 draft, position #1 + #2 SERP irs.gov/pub/irs-pdf/f1099nec.pdf), the GFOA box-by-box reference (#3 SERP gfoa.org/1099-nec) and Dropbox / PDFRun / pdfFiller / eForms / Docusign / LegalTemplates 1099-NEC templates (#4-#10 SERP) — so the formatting, box positions, copy color coding and Form 1096 transmittal numbers match exactly what the IRS service center expects. Form 1099-NEC was reinstated in tax year 2020 (split off from Form 1099-MISC under IRC §6041A) to report nonemployee compensation paid to independent contractors, freelancers, gig workers, attorneys, board members and 1099 vendors — any payer (business, nonprofit, government, sole prop) that pays $600 or more to a non-corporate recipient for services during the calendar year must file a 1099-NEC for that recipient (Box 1 Nonemployee compensation). The wizard collects the recipient's W-9 Form Request for Taxpayer Identification (legal name + DBA + TIN/SSN/EIN + address + tax classification + backup-withholding status), runs IRS TIN-matching against the IRS e-Services portal before you file (catches name/TIN mismatches that trigger the CP2100 / CP2100A B-notice and the IRC §3406 24% backup-withholding requirement), pulls the payer's EIN (Form SS-4) and address, auto-populates Box 1 from your accounting export (Quickbooks, Xero, Wave, Stripe payouts, PayPal Mass Pay), and fills Box 4 federal income tax withheld (24% backup withholding if you ever had to apply it under IRC §3406 because the recipient never returned a signed W-9 or returned an obviously wrong TIN), Box 5-7 state income tax withheld + state ID + state income. Deadline: January 31 (no automatic 30-day extension since tax year 2020) for both the payer-to-recipient copy AND the IRS copy — paper via mail with Form 1096 transmittal OR electronic via the IRS FIRE System (legacy) / IRIS Information Returns Intake System (new, mandatory for 10+ returns under T.D. 9972 / IRC §6011(e)). Recipient-copy electronic delivery accepted under IRS Pub 1179 if you obtain the recipient's affirmative consent + the hardware/software specs disclosure. Corrections (wrong TIN, wrong dollar amount, wrong recipient) handled with the CORRECTED checkbox + a void/replace workflow that mirrors IRS Pub 1220. ESIGN Act 15 USC §7001 + UETA-compliant audit trail, AES-256-GCM at rest + TLS 1.3 in transit on Hetzner Falkenstein Frankfurt eu-central-1 hosting under the EU-US Data Privacy Framework (TADPF) outside Cloud Act 50 USC §3024 + FISA 702 reach, SOC 2 Type II + ISO 27001:2022 + GDPR Art. 5(1)(c) data-minimization, 24h auto-purge, no AI training on your payroll data. Penalty floor you avoid: IRC §6721 late-filing $60 per form (within 30 days) up to $310 per form (after Aug 1) capped at $4.1M for large businesses, intentional disregard $660 per form with NO cap, plus IRC §6722 recipient-statement penalty (mirror amounts). $0 vs Track1099 $2.99 per form + Tax1099.com $2.90 + Yearli $4.79 + eFile4Biz $1.45 + 1099Pro $289/yr + Quickbooks Payroll 1099 e-file $14.99 first 3 + $3.99 add'l + pdfFiller $20/mo + Avalara 1099 + Gusto $40/mo bundled.

Generate a court-grade non-disclosure agreement in 3 minutes — mutual NDA (both parties exchange confidential info, default for M&A, joint ventures, biz-dev) or unilateral NDA (only one party discloses, default for employee, contractor and investor decks). Trade-secret definition auto-pulled from the Uniform Trade Secrets Act (UTSA, adopted in 48 states — only NY and NC use common-law equivalents) and the federal Defend Trade Secrets Act 18 USC §1836 (DTSA, federal civil action since 2016 with ex parte seizure under §1836(b)(2), available in every US district court). Restatement (Third) Unfair Competition §39 trade-secret factors layered in for the 2 non-UTSA states. State-specific clause matrix: California Civ Code §3426 (UTSA + Bus & Prof §16600 total non-compete ban, void per Edwards v. Arthur Andersen 44 Cal. 4th 937, 2008), New York GBL §11 + the BDO Seidman v. Hirshberg 14-mile / 18-month reasonableness test, Illinois 820 ILCS 90 Freedom to Work Act ($75K+ income floor for non-compete enforceability, 2022 amendment), Texas Bus & Com Code §15.50 reasonable-restraint test, Florida Stat. §542.335 with the 2-year presumption-of-reasonableness, Massachusetts MGL ch. 149 §24L garden-leave 50% pay requirement. FTC Non-Compete Rule 16 CFR §910.1 status auto-flagged (Rule vacated by Ryan LLC v. FTC, ND Tex Aug 2024, currently on appeal to the 5th Circuit — we surface the live procedural posture). Mandatory DTSA §1833(b) whistleblower notice auto-inserted in every employee + contractor NDA (failure to include forfeits punitive damages + attorney-fee shifting under §1836(b)(3)(D) — most templates on the SERP miss this). NLRB McLaren Macomb 372 NLRB No. 58 (2023) confidentiality carve-out for protected concerted activity auto-added on employee NDAs (Section 7 NLRA rights — non-supervisory employees in private sector). Duration: 2-5 year evergreen window for non-trade-secret confidential info (perpetual for actual trade secrets per UTSA §6 / DTSA §1836(d) 3-year statute of limitations). IP assignment under 17 USC §201(b) work-made-for-hire + §101 specially commissioned works carve-out auto-inserted for contractor flavor (vs employee default-employer-owns). Return of confidential information clause, residuals clause (knowledge retained in unaided memory), permitted disclosure compelled by subpoena / FOIA / SEC EDGAR, governing-law + severability + integration boilerplate, AAA Commercial Arbitration Rules opt-in (or JAMS, NY Sup Ct, Delaware Court of Chancery for Delaware-LLC parties). EU GDPR Art. 28 + Standard Contractual Clauses (Module 1 C-to-C) auto-bundled for any party with an EU touch — Schrems II + EDPB Recommendations 01/2020 supplementary-measures compliant. Remedies block: injunctive relief (TRO + preliminary injunction under FRCP Rule 65), liquidated damages clause (capped at reasonable forecast per Restatement (Second) Contracts §356 to avoid penalty-clause unenforceability), attorney fee-shifting per DTSA §1836(b)(3)(D), and pre-judgment interest. ESIGN Act 15 USC §7001 + state UETA (49 states + DC, NY uses ESRA NY State Tech Law §301 equivalent) + EU eIDAS QES Art. 25/26 with PAdES-LTV long-term validity (ETSI EN 319 142). Encrypted at Hetzner Falkenstein eu-central-1 under TADPF (EO 14086) + Schrems II shielding from Cloud Act 50 USC §3024 / FISA 702, AES-256-GCM at rest + TLS 1.3, SOC 2 Type II audited 2025, ISO 27001:2022, FRE 902(13) audit trail. No LegalZoom $35 per doc, no LawDepot $33/mo lock, no Rocket Lawyer $39.99/mo membership, no LegalTemplates $39, no eForms PDF-only static blanks.

Generate a court-grade purchase agreement in 3 minutes — goods (governed by UCC Article 2, adopted in 49 states except Louisiana which uses its own Civil Code art. 2438), real-estate PSA (governed by state real-estate statute + the common-law Statute of Frauds, in writing in all 50 states for any real-property transfer per Restatement (Second) Contracts §125), or business asset sale (governed by the parties’ contract + UCC for tangible assets + state corporation code for goodwill / IP). Goods flavor pulls UCC §2-201 statute of frauds writing requirement for any sale of goods $500 or more (with the 3 statutory exceptions: merchant confirmation, specially manufactured goods, partial performance / admission), §2-313 express warranties (any affirmation of fact or sample becomes part of the basis of the bargain), §2-314 implied warranty of merchantability (auto-attached when seller is a merchant in goods of that kind), §2-315 fitness for a particular purpose (when buyer relies on seller’s skill / judgment), and the §2-316 disclaimer mechanics for AS-IS, WITH ALL FAULTS — conspicuous language required, "merchantability" must be mentioned by name to disclaim. Real-estate PSA flavor auto-loads the 5-piece contingency stack (inspection / financing / appraisal / title / sale-of-buyer’s-home), earnest money escrow clause (typical 1-3% of purchase price held by neutral third party, forfeited per liquidated-damages on buyer default within contingency-free windows), closing-costs allocation (buyer vs seller per state convention — California seller pays title in Northern CA / split in Southern CA; Texas buyer pays title; New York attorney-handled closing), TRID TILA-RESPA Integrated Disclosures (effective Oct 3 2015, 12 CFR §1026.19(e)-(f) — Loan Estimate within 3 business days, Closing Disclosure 3 business days before closing for any consumer mortgage transaction), HUD-1 Settlement Statement legacy form for cash + commercial deals not subject to TRID, federal lead-based paint disclosure for any residential property built before 1978 per 24 CFR §35 / 40 CFR §745 (10-day inspection window mandatory, $19,507 max civil penalty per EPA 2024 indexed), California Proposition 65 warning if commercial property in CA, deed type (general warranty deed — strongest title covenant, special warranty deed — limited to seller’s ownership period, grant deed — California default, quitclaim deed — no title covenants, used for intra-family or post-divorce transfers), ALTA owner’s title insurance Form 2006 (1-time premium 0.3-0.5% of purchase price, protects against pre-closing title defects), escrow per state escrow statute (CA Fin Code §17000, NY uses attorney escrow), recording at county clerk / register of deeds. Tax engine: IRC §1031 like-kind exchange auto-flagged when buyer is replacing investment property (45-day identification / 180-day closing, post-2017 TCJA real-property only), IRC §121 primary-residence exclusion of $250K single / $500K joint capital gain on a 2-of-5-year ownership-and-use property, federal capital gains rates 0/15/20% per AGI tier, state transfer tax matrix (NY $4/$1000 + NYC Mansion Tax 1-3.9% for $1M+, CA documentary transfer tax $1.10/$1000 + city add-ons, FL 0.7%, TX no transfer tax, DC 1.1-1.45%), state recording fees ($30-$200 per instrument). Asset-purchase flavor adds the 7-piece schedule pack (assets purchased / assets excluded / assumed liabilities / excluded liabilities / IP transfer / employee transfer / customer-contract assignment), bulk-sale notice per UCC Article 6 (repealed in 45 states but live in CA Comm Code §6101 + a few others — auto-flagged), bill of sale, and the post-closing reps + warranties survival period (default 18 months, fundamental reps survive indefinitely). ESIGN Act 15 USC §7001 + state UETA (49 states + DC, NY uses ESRA NY State Tech Law §301) + FTC Cooling-Off Rule 16 CFR §429 (3-day rescission for any $25+ in-home / off-business-premises sale, never applies to real estate). Magnuson-Moss Warranty Act 15 USC §2301 disclosure auto-inserted for any goods sale with written warranty. Remote Online Notarization (RON) supported in 44 states + DC as of May 2026 per MBA RON Tracker. Encrypted at Hetzner Falkenstein eu-central-1 under TADPF (EO 14086) + Schrems II shielded from Cloud Act 50 USC §3024, AES-256-GCM at rest + TLS 1.3, SOC 2 Type II audited 2025, ISO 27001:2022, FRE 902(13) audit trail. No LegalZoom $35 per doc, no LawDepot $33/mo lock, no Rocket Lawyer $39.99/mo membership, no LegalTemplates $39, no PandaDoc upsell, no eForms goods-only blank.

Upload a flat or scanned PDF and watch the AI place the form fields for you—text boxes, checkboxes, dates and signature areas land where they belong, no manual tracing. Review, adjust if you want, then download a clean fillable PDF or fill it in right away. No installation, no watermark and no account required.

Complete the official IRS Form W-9, Request for Taxpayer Identification Number and Certification (Rev. March 2024 — the current version for all succeeding tax years), directly in your browser: type your legal name on Line 1, your business or disregarded-entity name on Line 2, check your federal tax classification on Line 3a (individual/sole proprietor, single-member LLC, C corporation, S corporation, partnership, trust/estate, or LLC taxed as C/S/P), enter your address, drop in your SSN or EIN in Part II, then sign and date the Part III certification under penalty of perjury. Critically — and unlike what most websites imply — you do NOT file a W-9 with the IRS. You give the completed form to the requester (the client, payer, bank or property manager who asked for it), who keeps it on file to issue your Form 1099-NEC at year-end and to avoid the 24% backup withholding the IRS requires when no valid TIN is on record. iFillPDF auto-detects every field on the flat IRS PDF in ~600 ms, lets you e-sign it (electronic W-9 signatures are explicitly permitted by IRS Announcement 98-27), and exports a clean, flattened PDF — all processed on EU servers in Frankfurt under the EU-US Data Privacy Framework, so the Social Security Number you type never lands in a US datacenter within Cloud Act reach. No account needed and no Docusign-style trial wall — the free version adds a watermark, removed on paid plans.

Complete the official IRS Form W-4, Employee's Withholding Certificate, directly in your browser in five steps: enter your name, address and Social Security number and pick your filing status in Step 1 (Single or Married filing separately, Married filing jointly or Qualifying surviving spouse, or Head of household); account for multiple jobs or a working spouse in Step 2; claim the Child Tax Credit and the Credit for Other Dependents in Step 3; add other income, deductions or extra per-paycheck withholding in Step 4; then sign and date Step 5. The W-4 redesign that took effect with the 2020 form removed withholding allowances entirely — there is no longer a "claim 0" or "claim 1" line, so anyone copying old advice is filling out a form that no longer exists. Critically, you do NOT file a W-4 with the IRS: you give the completed form to your employer, who uses it to calculate how much federal income tax to withhold from each paycheck. iFillPDF auto-detects every field on the flat IRS PDF in about 600 ms, lets you e-sign it, and exports a clean, flattened PDF — all processed on EU servers in Frankfurt under the EU-US Data Privacy Framework, so the SSN you type never lands in a US datacenter within Cloud Act reach. No account and no calculator upsell — the free version adds a watermark, removed on paid plans.

Drop any US residential lease agreement — a standard fixed-term lease, a simple 1-page rental agreement, a month-to-month tenancy or your state's official form (Texas, California, New York, Florida and 46 others) — and our AI vision pass maps every fillable field for you in ~600 ms: landlord and tenant names, property address, monthly rent and due date, security deposit, lease term start and end dates, late fees, utilities, pet rules and the signature and date blocks. It works even on flat scans with no AcroForm layer — the exact case where eForms, LawDepot ($39/mo unlimited), Rocket Lawyer ($39.99/mo), Zillow Rental Manager and pdfFiller ($20/mo) make you click and draw each box by hand or force you through a paywalled wizard. Remember there is no single federal lease in the United States — a residential lease agreement is a private contract governed by each state's landlord-tenant law (×50), so we flag the disclosures the law requires, including the federal lead-based paint disclosure (42 USC §4852d) for any home built before 1978, plus state-specific security-deposit caps and late-fee grace periods. Type into every field, add a legally binding e-signature under the ESIGN Act (15 USC §7001) and UETA §9, and download a flattened, print-ready PDF — or export to Word. No account; the free version adds a watermark removed on paid plans; hosted on Hetzner Falkenstein in the EU under the EU-US Data Privacy Framework, with zero Cloud Act reach over the SSN, income and banking details on your lease.

Open a blank, fillable invoice and complete it right in your browser — seller and buyer details, invoice number, line items, tax, subtotal and total. iFillPDF detects the fields for you with AI, so you just click and type. Add your signature, then download a clean PDF — no account, no watermark, no design skills needed.

Complete USCIS Form I-9, Employment Eligibility Verification, right in your browser — no account and no software to install. iFillPDF's AI detects every field in Section 1 and Section 2, so you just type, add your signature, and print. Your file is processed on GDPR-compliant EU servers and never leaves with a watermark.

Open a blank rent receipt and complete it in your browser — tenant name, landlord, amount paid, period covered, payment method and date. iFillPDF detects the fields automatically with AI, so you just click and type. Add your signature, then download the finished PDF. No account, no watermark.

Type directly into the official IRS Form 1099-MISC (Rev. 2024) — rents, royalties, attorney fees and other miscellaneous income — right in your browser. iFillPDF's AI detects every box, you add the payer and recipient details, drop in your signature, and download a clean PDF. No account needed to start, and your file stays on EU servers in Frankfurt under GDPR. One honest note: iFillPDF fills the form for you, but it never submits it to the IRS on your behalf — you keep control of where each copy goes.

Draw, type or upload your e-signature in 30 seconds and download a signed PDF with a tamper-evident proof log built to satisfy the federal ESIGN Act 15 USC §7001 (Electronic Signatures in Global and National Commerce Act 2000), the Uniform Electronic Transactions Act 1999 adopted in 47 states + DC + USVI + PR (Illinois uses the IL Electronic Commerce Security Act 5 ILCS 175 and New York the NY General Obligations Law §304 — iFillPDF complies with all three), 28 USC §1746 unsworn declarations, and FRE Rule 902(13) and 902(14) which make certified electronic records self-authenticating in federal court. Each signed PDF embeds a SHA-256 document hash, RFC 3161 timestamp, signer IP, device fingerprint and PAdES-LTV (Long Term Validity, ETSI EN 319 142) wrapper that keeps the signature verifiable for 10+ years even after your signing certificate expires — the same evidence DocuSign Personal $15/mo, Adobe Acrobat Sign Individual $14.99/mo and HelloSign $20/mo charge you for. Hosted on Hetzner Falkenstein (Germany), the only PDF e-signature tool guaranteed outside the reach of the US Cloud Act 50 USC §3024 and FISA Section 702 surveillance — critical if you handle PHI under HIPAA 45 CFR §164.312(d), client tax data under IRS Pub 1075, financial records under GLBA 16 CFR Part 314 or SOX §404, or EU client agreements under GDPR Art. 44-50.

Encrypt any PDF with AES-256 (ISO 32000-2:2020, FIPS 197 — the standard NIST SP 800-175B and HIPAA 45 CFR §164.312(a)(2)(iv) accept for ePHI). Split user password (open the file) and owner password (admin), then granularly restrict print, copy, modify, extract and form-filling permissions. Compatible with Adobe Acrobat, Apple Preview, Foxit and any PDF 2.0 reader. Hosted in Frankfurt (EU), 24h auto-purge, no Adobe ID, no AI training on your documents.

Drop "PAID", "VOID", "DRAFT", "CERTIFIED COPY" (FRE 902(4) self-authenticating), "RECEIVED", "FILED" (FRCP Rule 5 service-of-process), "FOR DEPOSIT ONLY" (UCC §3-206 restrictive endorsement), "CONFIDENTIAL", "ATTORNEY-CLIENT PRIVILEGED" stamps on your PDF in a few clicks. Customizable color, opacity, rotation and position. Runs locally via WebAssembly + pdf-lib in-browser, zero upload (GDPR Art. 25 data-minimization).

Ready-to-fill 1099 contractor agreement built on the IRS 20-factor common-law test (Rev. Rul. 87-41, IRS Pub 15-A) and the DOL Final Rule (89 FR 1638, January 10, 2024 — effective March 11, 2024) economic-realities six-factor test under the Fair Labor Standards Act 29 USC §203 — (1) opportunity for profit or loss depending on managerial skill, (2) investments by the worker and the potential employer, (3) degree of permanence of the work relationship, (4) nature and degree of control, (5) extent to which the work performed is an integral part of the potential employer’s business, (6) skill and initiative — plus the optional IRS Form SS-8 status-determination request (typically 6 to 12 months to receive a binding IRS letter). Covers every flavor of US service engagement: General Independent Contractor Agreement, Freelance Services Agreement, Master Services Agreement (MSA) with separate Statements of Work (SOW), Consulting Agreement, Subcontractor Agreement (back-to-back with prime client terms), Software Development Agreement, Marketing or Creative Services Agreement and short-form Project Agreement. AI wizard drafts the full clause stack: scope of work and deliverables with acceptance criteria, payment terms (fixed-fee, hourly with cap, or milestone — Net 15 / Net 30 / Net 45, late fee 1.5% per month or 18% APR capped at state usury limits per UCC §2-302), expenses pass-through with receipts and a $500 advance-approval threshold, W-9 collection requirement (else 24% backup withholding under 26 USC §3406) and year-end 1099-NEC ($600 reporting trigger under 26 USC §6041A), two-layer IP assignment (Layer 1: "work made for hire" under 17 USC §101 valid only for the 9 enumerated commissioned categories per Cmty. for Creative Non-Violence v. Reid 490 U.S. 730 (1989); Layer 2: present-tense "hereby assigns" of all current and future copyrights, patents, trademarks, trade secrets and moral-rights waiver under 17 USC §201(d) + §106A(e), drafted to satisfy Filmtec Corp. v. Allied-Signal 939 F.2d 1568 (Fed. Cir. 1991) — courts strike down "agree to assign" wording), confidentiality / NDA with mutual non-disclosure and Defend Trade Secrets Act 18 USC §1836 immunity notice required under §1833(b), state-aware non-compete handling (void in California Bus. and Prof. Code §16600 as amended by SB-699 + AB-1076 with $5,000+ statutory damages, void in North Dakota NDCC §9-08-06, Oklahoma 15 OS §219A, Minnesota Stat. §181.988 for agreements signed after July 1, 2023; restricted in Massachusetts G.L. c. 149 §24L, Washington RCW §49.62 above $120,559.99 / $301,399.98 contractor wage threshold 2025, Colorado CRS §8-2-113 banned under $123,750 / 2025; FTC Non-Compete Rule 16 CFR Part 910 enjoined nationwide by Ryan LLC v. FTC, 3:24-cv-00986 (N.D. Tex. Aug 20, 2024) — appeal pending), non-solicitation of clients and employees (12-24 months, enforceable nationwide), indemnification with mutual carve-out for third-party IP claims, insurance schedule (Commercial General Liability $1M per occurrence / $2M aggregate, Professional Liability or E&O $1M, Workers’ Comp where required by state, Cyber Liability $1M for SaaS or data-handling work), limitation of liability cap (fees paid in trailing 12 months), termination for cause and for convenience (30-day notice standard, 10-day cure period for cause), governing law and venue (Delaware or New York neutral for multi-state, avoid California governing law if you need any restrictive covenant), AAA Commercial Arbitration Rules with seat selection and class-action waiver, force majeure with carve-out for payment obligations. 50-state-compliant with the California ABC test (Cal. Lab. Code §2775 codifying AB-5 and Dynamex Operations W. v. Superior Court, 4 Cal. 5th 903 (2018) — fail prong A, B or C and the worker is a statutory employee), Massachusetts ABC (G.L. c. 149 §148B), New Jersey ABC (NJSA §43:21-19(i)(6)), Section 530 of the Revenue Act of 1978 safe-harbor (consistent 1099-NEC filings + reasonable basis for treatment + no employees in substantially similar role) and the Borello multi-factor test (S.G. Borello and Sons v. Dept. of Industrial Relations, 48 Cal. 3d 341 (1989)) still applied in California to non-AB-5-exempt occupations. AI auto-fills from your saved profile (client legal name and EIN, contractor legal name or DBA and TIN, state of formation, primary work state) and re-uses the block across MSA + SOW + W-9 cover letter + 1099-NEC distribution list. ESIGN Act 15 USC §7001 + UETA (49 states + DC, plus NY ESRA) e-signature with NIST SP 800-63B IAL2 audit log (signer IP, timestamp, knowledge-based authentication), Hetzner Falkenstein Frankfurt EU eu-central-1 hosting under the EU-US Trans-Atlantic Data Privacy Framework (TADPF), fully outside the reach of the Cloud Act 50 USC §3024 and FISA Section 702, SOC 2 Type II + ISO 27001:2022 controls, AES-256 at rest + TLS 1.3 in transit, contractor TIN and payment terms purged within 24h after download. No LegalZoom Independent Contractor Agreement $89 single template (or Business Advisory Plan $39.99/mo + $99 doc fee), no Rocket Lawyer Premium $39.99/mo (or $99.99/yr) with 30-minute lawyer call, no LawDepot Pro $33/mo (or $99.95/yr), no NOLO Quicken Legal Business Pro $99 desktop, no US Legal Forms $39.95 per template (or $99/yr), no eForms 15 static PDF templates (4.5 stars × 2,790 reviews — manual fill, no AI), no Bonsai $24/mo freelancer suite, no AND.CO (now Fiverr Workspace), no HoneyBook $39/mo, no PandaDoc Essentials $19/user/mo (or Business $49/user/mo), no DocuSign Standard $25/user/mo (or eSignature for Business $30/user/mo), no Adobe Acrobat Pro $19.99/mo.

Ready-to-fill personal loan agreement structured as a UCC §3-104 negotiable instrument (when drafted with the §3-104(a) unconditional-promise + sum-certain + bearer/order language): principal, interest rate, full amortization schedule (fixed-rate / balloon / interest-only), late fees per UCC §3-118 limitation, acceleration on default, secured collateral under UCC Article 9 §9-203 attachment + §9-310 perfection, optional guarantor block (UCC §3-419 accommodation party), and pre-formatted notary jurat under the Uniform Recognition of Acknowledgments Act. State-by-state civil + criminal usury caps built in: NY Gen. Oblig. Law §5-501 + Penal Law §190.40 (16% civil / 25% criminal felony), CA Const. art. XV §1 (10% for non-licensed lender, 5% above Fed discount rate for forbearance), TX Fin. Code §302.001 (18%), FL Stat. §687.03 (18% under $500K, 25% above as criminal usury). IRS Applicable Federal Rate (AFR) helper under IRC §7872(f)(2) and Rev. Rul. monthly tables for imputed-interest compliance on family / related-party loans above $10,000 — short-term / mid-term / long-term tiers. Statute of Frauds compliance per UCC §1-206 for loans $500+. ESIGN Act 15 USC §7001 + UETA, Truth in Lending Act 15 USC §1601 / Reg Z 12 CFR §1026 disclosure shell when the lender is in "regular business of lending," NIST SP 800-63B IAL2 audit log, Hetzner Falkenstein EU hosting under EU-US Data Privacy Framework (TADPF), AES-256 at rest. Beats LegalZoom $39/mo, Rocket Lawyer $39.99/mo, LawDepot $39/mo, FormSwift $39/mo and Adobe Acrobat Pro $19.99/mo.

Combine 2 to 100+ PDFs into one document in seconds, fully compliant with the ISO 32000-2:2020 PDF 2.0 specification and ISO 19005-3 PDF/A-3 archival profile. AcroForm fields, bookmarks (PDF outlines), internal hyperlinks, page rotation, Tagged PDF accessibility tree (WCAG 2.1) and XMP metadata are preserved and merged consistently. Files never leave your computer — merging runs locally via a WebAssembly engine, unlike Adobe Acrobat Pro ($19.99/mo), Smallpdf ($9/mo, 2-files-per-day cap on free), iLovePDF Premium ($7/mo), Sejda ($7.50/mo, 50 MB cap), PDF24 Tools (free but uploads to German servers), Foxit Editor ($9.99/mo) or Soda PDF ($7.99/mo), which all transfer your documents to cloud servers. Because no upload occurs, the structural conditions of HIPAA 45 CFR §164.312(c)(1) integrity controls, IRS Pub 1075 safeguarding rules, ESIGN Act 15 USC §7001, UETA, FRCP Rule 34 ESI handling and 28 USC §1746 unsworn declarations are met without negotiating a Business Associate Agreement or a Data Processing Addendum. Optional account hosting is on Hetzner Falkenstein eu-central, fully under the EU TADPF perimeter and outside the reach of the US Cloud Act 50 USC §3024 and FISA 702. No signup, no email, no watermark, no file-count cap, lossless quality, drag-and-drop reorder.

Cut any PDF into separate files in your browser via the PDF-lib WebAssembly engine — no upload, no signup, no Smallpdf 2-document-per-day free-tier cap, no Sejda 50 MB / 200-page / 3-task-per-hour limit. Split by custom ranges (1-5, 10, 15-20), by AI-detected chapters and table of contents, by maximum file size (≤25 MB Gmail attachment cap), or by fixed page interval. The ISO 32000-2:2020 page tree is rebuilt cleanly so bookmarks, internal links, form fields and digital signatures stay intact in every output PDF. Hosted in Frankfurt eu-central-1 (Hetzner Falkenstein) under EU TADPF — outside the reach of the US Cloud Act and 50 USC §3024. Ship every part as a single ZIP archive.

Pull specific pages out of any PDF into a brand new file directly inside your browser via the PDF-lib WebAssembly extractor — no upload, no signup, no Smallpdf 2-document-per-day free-tier cap, no Sejda 50 MB / 50-page / 3-task-per-hour limit, no Adobe Acrobat Pro $19.99/mo paywall after the second extract. Type custom ranges like 2, 5-7, 12 or shift-click a thumbnail strip to build the output page by page. The ISO 32000-2:2020 page tree is rebuilt cleanly so AcroForm fields, internal hyperlinks, bookmarks and PAdES digital signatures stay intact on every kept page. PDF/A-2b (ISO 19005-2) tags are preserved for archival production, and the bytes are never recompressed — bit-for-bit identical content stream, FRCP Rule 34(b)(2)(E) reasonably usable form for US litigation production into PACER CM-ECF (federal courts cap PDF filings at 35 MB per document). Hosted in Frankfurt eu-central-1 on Hetzner Falkenstein under the EU-US Data Privacy Framework — outside the reach of the US Cloud Act and 50 USC §3024 FISA 702 warrants. HIPAA-friendly under 45 CFR §164.316(b)(2) records retention, IRS-friendly under 26 USC §6001 for the 7-year tax records retention, and ESIGN Act 15 USC §7001 + UETA compliant when you extract a signed exhibit page. AES-256 at rest, TLS 1.3 in transit, SOC 2 Type II controls, no AI training on your PDFs.

Cut a heavy PDF into chunks of a chosen size (5 MB Gmail-safe, 10 MB Microsoft 365 default, 25 MB Outlook EAS, 35 MB Apple iCloud Mail) — perfect for email attachments with tight RFC 5322 + RFC 1870 SMTP-EXT SIZE limits. Runs locally via WebAssembly + pdf-lib in your browser, zero upload (GDPR Art. 25 data-minimization), no Smallpdf $12/mo, no Adobe $19.99/mo.

Shrink any PDF by 30–80% with three use-case presets — Email (≤25 MB Gmail consumer/Workspace, ≤20 MB Outlook.com/Microsoft 365 and iCloud Mail), Web (linearized for fast loading, image downsample to 150 DPI, image quality 75) and Print (300 DPI, archival quality, image quality 90). Runs entirely in your browser via WebAssembly under ISO 32000-2:2020 — Flate/Deflate stream recompression (RFC 1951), CCITT Group 4 fax encoding for scanned text, JBIG2 lossless mode (ISO/IEC 14492) for scanned bi-level documents, JPEG2000 (ISO/IEC 15444) for color photos at 5–30× the JPEG ratio, ICC color profile preserved, embedded font subsetting and de-duplication. No upload, no signup, no Smallpdf 2-document-per-day free-tier cap ($9/mo Pro), no iLovePDF Premium $7/mo 25 MB ceiling, no Adobe Acrobat Pro $19.99/mo, no Sejda $7.50/mo 50 MB free cap, no Foxit $9.99/mo, no Soda PDF $7.99/mo, no PDF24 100 MB cap, no CloudConvert $9.99/mo, no ILoveImg $4/mo, no PDF Compressor (the free site) without quality control. Text layer stays selectable, bookmarks and AcroForm fields intact, hyperlinks preserved, GDPR-by-design and TADPF-aligned (Hetzner Falkenstein eu-central-1) — outside the reach of the US Cloud Act and 50 USC §3024. Fit for IRS e-filing 5 MB attachment limit, USCIS 25 MB upload cap and ESIGN Act 15 USC §7001 retained records.

Maximum compression mode for very heavy scan-heavy PDFs — up to 90% reduction via JBIG2 monochrome + JPEG2000 quality 50 + DCTDecode q=40 + Flate font-subsetting. Text + vector content preserved at full fidelity, raster images compressed hard. Built for IRS e-file 1040 attachments (PDF/A-2b export option), USCIS Form I-130 attorney bundles, court FRCP Rule 26 disclosures hitting PACER 32 MB upload cap. 100% WebAssembly in-browser, no Adobe $19.99/mo, no Smallpdf $12/mo.

Turn any PDF — including flat scans, faxes, photographed contracts and IRS Form W-9 or Schedule C — into a fully editable .docx that opens in Microsoft Word 2016+, Microsoft 365, Google Docs or Apple Pages without re-formatting. Built-in Tesseract 5 LSTM OCR (80+ languages: English, Spanish, French, German, Mandarin, Japanese, Arabic, Hindi, Cyrillic) extracts text from image-only PDFs that Adobe Acrobat Pro ($19.99/mo), Smallpdf Pro ($9/mo), Nitro PDF Pro ($179.99/yr) and ABBYY FineReader ($199/yr) all gate behind their paid tier. Output is ECMA-376 / ISO/IEC 29500:2016 (Office Open XML) compliant, with AI table reconstruction even for borderless tables, real heading styles (H1-H6), preserved fonts and embedded images. Source PDFs read as ISO 32000-2:2020. Hetzner Falkenstein EU hosting (TADPF-aligned), AES-256 at rest, auto-deleted after 1 hour, never used to train AI — fit for FRCP Rule 34 ESI workflows, ESIGN Act 15 USC §7001 records and attorney-client privileged material.

Turn every page of any PDF — IRS Form W-9, W-2, 1099-NEC, 1040 e-filing supporting docs, USCIS I-129 / I-130 / N-400 evidence (25 MB attachment cap), scanned residential lease, real-estate MLS listing, photographer portfolio, Etsy product sheet, Instagram carousel, Shopify product gallery, school assignment, ESIGN Act (15 USC §7001) signed contracts — into pixel-perfect JPEG images (ISO/IEC 10918-1 + JFIF 1.02, with optional Exif 2.3 retention or full strip) right in your browser. Powered by PDF-lib and Mozilla pdf.js compiled to WebAssembly (W3C), the entire ISO 32000-2:2020 page-rendering pipeline runs 100% client-side: your PDF never leaves your device, never hits a server, never crosses the US Cloud Act (50 USC §3024), FISA 702 or NSL jurisdiction line. Pick from 4 DPI presets — 72 (web, Slack, Discord, email body), 150 (Instagram, LinkedIn, standard office print), 300 (pro print, magazine, Etsy POD, Amazon FBA, IRS print-back), 600 (archival, large-format poster, fine-art reproduction) — combined with a lossy DCT compression quality slider (60 small / 75 balanced / 90 archival), ICC color profile selector (sRGB IEC 61966-2.1 default for screens and most printers, Adobe RGB 1998 for extended-gamut pro print) and per-page selection. Export every page as a numbered .jpg, all pages bundled in a ZIP archive sized under Gmail 25 MB and Outlook.com 20 MB attachment caps, or switch to PNG / TIFF for lossless. Exif and GPS metadata are stripped by default — your scanned 1099 or sublet listing ships clean. Adobe Acrobat Pro ($19.99/mo), Smallpdf ($9/mo, 2 free/day), iLovePDF Premium ($7/mo, 25 MB free cap), ILoveImg ($4/mo), Canva Pro ($14.99/mo), pdfFiller ($20/mo), Sejda ($7.50/mo, 3 tasks/h free), Foxit ($9.99/mo), Soda PDF ($7.99/mo), CloudConvert ($9.99/mo), Convertio ($9.99/mo) and Zamzar ($9/mo) all upload your file to a US server and gate 300+ DPI export, batch ZIP or full-Exif control behind a paid tier. PDF24 Tools is free but US-server based. iFillPDF is unlimited, free forever, EU-hosted on Hetzner Falkenstein (TADPF-aligned, eu-central-1, ISO/IEC 27001) and signup-free.

Drop iPhone HEIC photos, JPEG/PNG receipts, scanned IRS Form W-9 captures or 100+ batch images and get one ISO 32000-2:2020 PDF 2.0 in under 5 seconds — entirely in your browser via PDF-lib + WebAssembly, with native ISO/IEC 23008-12 HEIF decoding (libheif BSD), preserved ICC color profiles (Adobe RGB 1998 + sRGB IEC 61966-2.1), drag-and-drop page reorder, A4/Letter/Legal/fit-to-image page sizing, per-image portrait/landscape rotation, and optional OCR via Tesseract 5 LSTM for searchable PDF/A-2 archival output. EXIF GPS coordinates and camera serials are stripped before binding so your home address never leaks. Unlike Adobe Acrobat Pro ($19.99/mo + Adobe ID sign-in even on the free online tool), Smallpdf ($9/mo Pro after a 2 free tasks/day cap), iLovePDF (free tier capped at 20 images per batch then Premium $9/mo), Canva Pro ($14.99/mo paywall to remove watermarks), pdfFiller ($20/mo Premium after 30-day trial), CamScanner (mandatory account + ad watermark on free) or jpg2pdf.com (server upload, 5 MB cap per file, 60-min retention): zero upload, no Adobe ID, no watermark, hosted on Hetzner Falkenstein eu-central-1 under TADPF EU-US Data Privacy Framework with zero Cloud Act 50 USC §3024 / FISA 702 exposure, AES-256-GCM at rest, TLS 1.3 in transit, SOC 2 Type II, ISO 27001:2022, files purged within 24h, never used to train AI.

Turn every PDF page into a crisp, lossless PNG — with the two things Adobe, Canva and pdf2png.com skip: a true transparent alpha channel and a real resolution picker. Choose 72 dpi for web and social, 150 dpi for Slack and Notion thumbnails, 300 dpi for print and Retina screens, or 600 dpi for bleed-ready artwork, then keep the background transparent for Figma, Illustrator and PowerPoint overlays or flatten it to solid white. Everything runs 100% in your browser with WebAssembly, so your file is never uploaded — no signup, no email, no watermark, no server copy, unlike Adobe Acrobat Pro at $19.99/mo or Smallpdf at $9/mo. Optional EU hosting (Hetzner Falkenstein, GDPR) for the rest of your workflow.

Drop your PDF and our AI rebuilds tables as real ISO/IEC 29500 OOXML (.xlsx) rows and columns — even when ruling lines are missing. Built-in Tesseract 5 LSTM OCR (80+ languages) handles scanned bank statements, IRS Form 1099-NEC, W-2 and Schedule C tables. Output is also exportable to ISO/IEC 26300 ODF (.ods) and Google Sheets, with a per-cell audit trail clean enough for Sarbanes-Oxley §404 controls and FRCP Rule 34 ESI production. ISO 32000-2:2020 source PDFs supported, processed in Hetzner Falkenstein (eu-central-1) under EU TADPF — no AI training on your files.

Each PDF page becomes a fully editable slide. Layout, fonts and images preserved. Compatible with PowerPoint, Keynote, Google Slides.

Paste a URL or your HTML code, get a clean PDF. CSS and images preserved. Perfect for archiving articles, invoices, receipts.

Turn any Microsoft Word document (.docx ISO/IEC 29500 OOXML, legacy .doc binary BIFF, Word 365 / 2024 / 2021 / 2019 export), LibreOffice Writer .odt (ISO/IEC 26300 ODF), Apple Pages .pages, Google Docs .gdoc and Rich Text Format .rtf into a byte-faithful ISO 32000-2:2020 PDF 2.0 with original layout, page numbering, headers, footers, TrueType / OpenType / Apple AAT fonts embedded as subset under ISO 32000-2:2020 §9.6 (zero font substitution to Times New Roman like Adobe Acrobat $19.99/mo SaaS does on missing typefaces), table grid borders + cell padding + merged cells preserved per Word table model, PNG / JPG / SVG / WebP images embedded at original DPI with sRGB or CMYK ICC color profile preserved, hyperlinks live, Word headings rebuilt as Tagged PDF structure tree for WCAG 2.1 AA + Section 508 §1194.22 + EU European Accessibility Act 2025 (Directive 2019/882) screen-reader compatibility. Optional ISO 19005-3 PDF/A-3 archival mode bundles the original .docx as an embedded file stream for 10-year+ regulatory retention — IRS Form 1040 cover sheet attachments, USCIS Form I-129 H-1B petition exhibits, SEC EDGAR 10-K Section 1503 mine-safety disclosures, HMRC MTD VAT submissions, FRCP Rule 26(a)(1)(A)(ii) initial disclosures, FAR Part 15 procurement responses. ESIGN Act 15 USC §7001 et seq. + UETA in 49 states + DC ready for downstream e-signature (court-admissible audit trail under FRE 902(13)). Processed in EU at Hetzner Falkenstein eu-central-1 under TADPF (Trans-Atlantic Data Privacy Framework, Executive Order 14086) — Cloud Act 50 USC §3024 shielded by EU-only data residency, FISA 702 surface zero, AES-256-GCM at rest + TLS 1.3 in transit, files auto-purged 24h post-download, never used to train third-party AI per GDPR Art. 5 + Art. 22 + UK ICO + Brazilian LGPD Art. 7 + California CCPA §1798.140. Beats every paid alternative on the SERP: iLovePDF Premium $7/mo (SERP-1, 25-page free cap), Adobe Acrobat $19.99/mo (SERP-2, 100MB upload limit, font fallback bug), Smallpdf $12/mo Pro (SERP-3, 4.6 / 517K reviews but 2 conversions/day on free), Nitro Pro $14.99/mo (SERP-4 desktop-first), Canva Free (SERP-6, layout shifts on tables > 4 columns), Wondershare $4.99/mo (SERP-10), PDF24 Free (popup ads), Sejda $7.50/mo (3 docs/hour cap), Foxit $9.99/mo, Soda PDF $7.99/mo, UPDF $9.99/mo, Microsoft 365 $6.99/mo (requires desktop install), LibreOffice Free (no PDF/A-3 archival, no Tagged PDF). Free with a watermark and 0 AI Deep Detect, then $8.99/mo Start with 8 AI Deep Detect/mo + PDF/A-3 archival + Tagged PDF + e-signature vault on the same account.

Turn .xlsx into a print-ready PDF with auto-fit landscape (PAA SERP "How To Save Excel as PDF without cutting off data"), multi-sheet workbooks, frozen formula values, named-range and pivot-table preservation — no clipped columns like Smallpdf free tier (2 files/day cap, 62K reviews SERP-3), no Adobe $19.99/mo subscription, no PDF24 SERP-9 popup ads. PDF/A-2b export for IRS Pub 1075 + HMRC MTD VAT submissions.

Bundle 1 to 100 PNG screenshots, scans or designs into one ISO 32000-2:2020 PDF — transparency flattened to white per PDF spec §8.5.3, original DPI + sRGB color profile kept, lossless DEFLATE compression, processed locally via WebAssembly + WebCrypto in your browser (zero upload to server, ESIGN Act 15 USC §7001 + UK Computer Misuse Act 1990 §1 by design — no data crosses the network).

Turn any PDF into a responsive, semantic HTML5 page with selectable text, indexable headings and Schema.org markup — beats CloudConvert + PDF24 (raw HTML dump = SEO-invisible) and Adobe Acrobat $19.99/mo paywall. AI rebuilds h1/h2/p/article hierarchy for real Google indexability, ARIA landmarks (banner, navigation, main, contentinfo) for WCAG 2.2 AA + ADA Title III + UK Equality Act 2010 §20, EU European Accessibility Act 2025 (Directive 2019/882) ready for public-sector + e-commerce.

Turn iPhone HEIC photos (Apple HEIF/H.265 container, ISO/IEC 23008-12, default since iOS 11 in 2017) into a universal ISO 32000-1:2008 PDF — useful for IRS Form 1099-NEC receipt substantiation under 26 USC § 6001 and IRS Pub 583, Companies Act 2006 §388 statutory expense retention, real-estate inspection reports, insurance claim portfolios, mortgage Loan Estimate (TRID) supporting docs and small-claims court exhibit submissions where the clerk requires PDF (not HEIC). Combine 1 to 100 HEIC photos into a single document with full page-layout control: A4 (210x297 mm) or US Letter (8.5x11 in), portrait or landscape per image, custom margins, fit-to-image or fit-to-page, configurable JPEG quality (60-100) for the intermediate decode. Built on libheif (the BSD-licensed reference decoder) we preserve embedded ICC color profiles (sRGB, Display P3, Adobe RGB), EXIF metadata (GPS lat/long stripped on export by default for GDPR Art. 5(1)(c) data minimization, optional retention via toggle), Live Photo motion data dropped (only the still keyframe converted), and HDR HLG tone mapping for iPhone 12 Pro and newer captured 10-bit Dolby Vision frames. Unlike CloudConvert (25 free conversions/day then $8/mo Lite, plus the free tier strips ICC profiles), Smallpdf (2 free tasks/day cap then $9/mo Pro, Switzerland), Adobe Acrobat (free online with mandatory Adobe ID sign-in, US Cloud Act 50 USC §3024 reach), Canva ($14.99/mo Pro to remove watermark and unlock batch over 10 files), FreeConvert, TinyWow (3 free credits/day) or the macOS built-in Preview (Mac-only, no batch beyond Quick Actions): processing runs on Hetzner Falkenstein eu-central-1, fully EU-resident under TADPF EU-US Data Privacy Framework, AES-256 at rest, TLS 1.3 in transit, SOC 2 Type II, ISO 27001:2022, ICO UK registered, files purged within 24h. Unlimited free use with a watermark and 0 AI Deep Detect, no card, no signup.

Turn EPUB 3.2 ebooks — self-published Amazon KDP manuscripts, Project Gutenberg public-domain classics, ISO/IEC 14496-22 OpenType-licensed art books, academic papers exported from Pressbooks or Apple Pages — into print-ready ISO 32000-1:2008 PDFs (or PDF/A-2 archive masters under ISO 19005-2 for legal deposit and Companies Act 2006 §388 statutory retention). Chapter structure becomes clickable PDF bookmarks, the EPUB navigation document (toc.xhtml) maps to a hierarchical /Outlines tree, MathML equations render as crisp vectors, embedded OpenType and TrueType fonts subset and embed in compliance with the W3C EPUB Core Media Type spec, CSS3 page-break rules are honored and your Adobe DRM-free EPUB renders identically across Adobe Acrobat Reader DC, Apple Preview, Foxit and Microsoft Edge. Unlike CloudConvert (25 free conversions/day then $8/mo Lite or $0.025 per conversion), Smallpdf ($9/mo Pro after 2 free tasks/day, Switzerland), Adobe Acrobat Pro ($19.99/mo plus mandatory Adobe ID and desktop install, US infrastructure under Cloud Act 50 USC §3024), PDF2Go (free with ads, German), online-convert.com (50 MB free cap), FreeConvert or the free Calibre desktop client (steep CLI learning curve, no neural layout repair): processing runs on Hetzner Falkenstein eu-central-1, fully EU-resident under TADPF EU-US Data Privacy Framework, AES-256 at rest, TLS 1.3 in transit, SOC 2 Type II, ISO 27001:2022, ICO UK registered, files purged within 24h. GDPR Art. 5(1)(c) data minimization compliant. Unlimited free use with a watermark and 0 AI Deep Detect, no card, no signup.

Convert any PDF — academic papers (PNAS, arXiv, JSTOR), self-published manuscripts, IRS Pub 17 tax guides, scanned 1970s legal treatises, multi-column technical datasheets, Companies House annual report filings — into a fully reflowable EPUB 3.2 ebook with adjustable font size, dyslexia-friendly OpenDyslexic-ready CSS, and re-flowable line breaks that work on Kindle Paperwhite (via Send-to-Kindle email, since Amazon dropped MOBI in November 2022 in favor of EPUB), Kobo Libra Colour, Apple iPad Books, Bookeen Diva HD, PocketBook InkPad and any compliant e-reader. Built-in Tesseract-grade OCR (80+ languages including CJK, Arabic right-to-left, Cyrillic, Hebrew, Thai) automatically converts scanned image-only PDFs into selectable, reflowable, screen-reader accessible EPUBs — useful for academic researchers digitizing pre-1995 PDFs without a text layer. Output is fully W3C EPUB Core Media Type compliant with valid OPF manifest, NCX and toc.xhtml navigation, embedded OpenType fonts, MathML preserved as crisp vectors and PDF/UA-1 (ISO 14289-1) accessibility tags carried through. Unlike CloudConvert (25 free conversions/day then $8/mo Lite tier), Smallpdf ($9/mo Pro after 2 free tasks/day, Switzerland), Adobe Acrobat Pro ($19.99/mo plus desktop install, US Cloud Act 50 USC §3024), Convertio (10 MB free cap), online-convert.com (50 MB cap), CleverPDF or the free Calibre desktop client (steep CLI learning curve, no neural reflow): processing runs on Hetzner Falkenstein eu-central-1, fully EU-resident under TADPF EU-US Data Privacy Framework, AES-256 at rest, TLS 1.3 in transit, SOC 2 Type II, ISO 27001:2022, ICO UK registered, files purged within 24h. GDPR Art. 5(1)(c) data minimization compliant. Unlimited free use with a watermark and 0 AI Deep Detect, no card, no signup.

Turn multi-page TIFF and TIF scans (ISO 12234-2 baseline, CCITT G4 fax, LZW, JPEG-in-TIFF) into a single ISO 32000-1:2008 PDF — or an ISO 19005-2 PDF/A-2 archive-grade file ready for HIPAA medical records (45 CFR §164.316(b)(2)), 26 USC § 6001 IRS retention, FedRAMP submissions or Companies House §388 statutory archives. AI preserves native resolution up to 1200 dpi, keeps page order intact across 500-page scientific TIFF stacks and rebuilds embedded ICC color profiles for pro photo plates. Hosted on Hetzner Falkenstein eu-central-1 under TADPF EU-US Data Privacy Framework — AES-256 at rest, TLS 1.3 in transit, SOC 2 Type II, ISO 27001:2022, GDPR Art. 5(1)(c), zero Cloud Act 50 USC §3024 / FISA 702 exposure, files purged within 24h.

Render any PDF to a multi-page ISO 12234-2 TIFF at 150, 300, 600 or 1200 dpi — single multi-page file or one TIFF per page (ZIP), with CCITT G4 fax compression for legal e-filing, LZW lossless for archival, ZIP/Deflate for grayscale or fully uncompressed for ISO 19005-2 PDF/A-2 archival workflows. ICC color profiles preserved end-to-end (Adobe RGB 1998, sRGB IEC 61966-2-1, CMYK FOGRA39) for pro photo plates and prepress. Hosted on Hetzner Falkenstein eu-central-1 under TADPF EU-US Data Privacy Framework — AES-256 at rest, TLS 1.3 in transit, SOC 2 Type II, ISO 27001:2022, GDPR Art. 5(1)(c), zero Cloud Act 50 USC §3024 / FISA 702 exposure, files purged within 24h.

Turn DRM-free Mobipocket / KindleGen MOBI ebooks (PalmDOC compression, HUFFDIC, the legacy MOBI 7 wrapper Amazon retired in August 2022) into a fully-typeset ISO 32000-1:2008 PDF — chapters, italics, footnotes, embedded images and the OPF navigation map become clickable PDF bookmarks. Optional ISO 19005-2 PDF/A-2 archival output for personal-library retention or print-on-demand. AI rebuilds typography (kerning, hyphenation, drop caps) where the original NCX TOC is malformed — common in pre-2011 MOBI files exported by Calibre, Mobipocket Creator and KindleGen. Hosted on Hetzner Falkenstein eu-central-1 under TADPF — AES-256 at rest, TLS 1.3, SOC 2 Type II, ISO 27001:2022, GDPR Art. 5(1)(c), zero Cloud Act 50 USC §3024 exposure, files purged within 24h.

Convert any ISO 32000-1:2008 PDF — even 2-column scientific journals, 3-column magazine spreads or scanned 19th-century books — into a reflowable Mobipocket / KindleGen MOBI ebook readable on every Kindle ever shipped (1st-gen 2007 Kindle Keyboard through Paperwhite 12 and Scribe 2). AI runs Tesseract-grade 80+-language OCR on scanned PDFs, detects multi-column layouts, linearizes reading order (NCX spine), rebuilds chapter breaks from heading-level heuristics and embeds images at 6/7/10-inch e-paper-optimized DPI. Hosted on Hetzner Falkenstein eu-central-1 under TADPF — AES-256 at rest, TLS 1.3, SOC 2 Type II, ISO 27001:2022, GDPR Art. 5(1)(c), zero Cloud Act 50 USC §3024 / FISA 702 exposure, files purged within 24h.

Turn DRM-free Amazon AZW3 / KF8 ebooks (the modern Kindle Format 8 wrapper Amazon shipped in October 2011 alongside the Kindle Fire, mandatory for KDP since August 2022) into a fully-typeset ISO 32000-1:2008 PDF — advanced CSS layout (flexbox-style callouts, drop caps, pull-quotes, sidebars, fixed-layout children's books), embedded TrueType / OpenType fonts and the NCX navigation map become clickable PDF bookmarks. Optional ISO 19005-2 PDF/A-2 archival output for personal-library retention. Hosted on Hetzner Falkenstein eu-central-1 under TADPF EU-US Data Privacy Framework — AES-256 at rest, TLS 1.3, SOC 2 Type II, ISO 27001:2022, GDPR Art. 5(1)(c), zero Cloud Act 50 USC §3024 / FISA 702 exposure, files purged within 24h.

Convert any ISO 32000-1:2008 PDF — including 2-column scientific journals, 3-column magazine spreads and OCR-pending scans — into a modern Amazon AZW3 / KF8 ebook with reflowable text, advanced CSS3 layout (flexbox callouts, drop caps, sidebars), embedded OpenType fonts and a clickable NCX TOC. Optimized for the 6-inch Paperwhite (300 ppi), 7-inch Oasis 3 (300 ppi) and 10.2-inch Scribe (300 ppi) screens; supports KDP author copies and Send-to-Kindle sideloading. AI runs Tesseract-grade 80+-language OCR on scans, detects multi-column layouts and rebuilds chapter breaks. Hosted on Hetzner Falkenstein eu-central-1 under TADPF — AES-256 at rest, TLS 1.3, SOC 2 Type II, ISO 27001:2022, GDPR Art. 5(1)(c), zero Cloud Act 50 USC §3024 / FISA 702 exposure, files purged within 24h.

Fix sideways scans or upside-down pages. Rotate one page or every page at once, then download a permanently corrected PDF.

Stamp "CONFIDENTIAL", "DRAFT", or your logo on every page. Tweak opacity, rotation, and position visually.

Drop your PDF, click the pages you want gone, download a clean file. No install, no signup — everything runs in your browser.

Drop your PDF, drag thumbnails to the right order, download. Quick fix for scans out of order or last-minute restructuring.

Stamp 1, 2, 3 (or "Page 1 of 12") on every page. Pick position, font, starting number — preview live before downloading.

Insert blank pages, JPG/PNG/HEIC images or another full PDF at any position — extend SaaS service contracts, add IRS Form 1099 appendices, attach FRCP Rule 26 disclosure exhibits, or rebuild an investor deck without Adobe Acrobat $19.99/mo (PAA "without Adobe" #1 jobs-to-be-done). Runs locally via WebAssembly + pdf-lib in your browser — ESIGN Act 15 USC §7001 + UK Computer Misuse Act 1990 §1 by design (your file never reaches a server, GDPR Art. 25 data-minimization).

Spot every difference between two PDF versions — edited text, swapped images, layout shifts, signature blocks moved — with side-by-side redlining and AI semantic diff that ignores reformatting noise (extra spaces, line wraps, font kerning) where Draftable + Diffchecker char-level produce 80% false positives. Built for legal teams reviewing FRCP Rule 26(a) disclosures, M&A redlines, FAR Part 15 contract revisions, ICO UK GDPR audit trails. No Adobe Acrobat Pro $19.99/mo paywall (SERP-1, -4, -5), no Diffchecker $19/mo Pro, no Draftable $129/yr.

Strip AES-128 + AES-256 (PDF 2.0 / ISO 32000-2:2020 §7.6.4 standard security handler R6) from a PDF you legitimately own — provide the password and get back a freely editable file in seconds. We never crack passwords by design: 18 USC §1030 Computer Fraud and Abuse Act, UK Computer Misuse Act 1990 §1, EU Cybersecurity Act Reg 2019/881 + Directive 2013/40/EU all criminalize unauthorized decryption. Beats Smallpdf SERP-2 $12/mo (150K reviews), iLovePDF SERP-1 $7/mo, Adobe Acrobat Pro SERP-6 $19.99/mo, PDF2Go SERP-9 $5.99/mo.

Trim white margins, drop scanner-edge artifacts and reset the visible page box on every page of a PDF with a real live preview — useful for tightening up a 600 dpi flatbed scan of an IRS Form 8821 before filing, removing Companies House CS01 footers before redistribution, normalizing Hetzner-printed invoices, prepping ISO 19005 PDF/A-2 archive masters, or reformatting a real-estate purchase agreement to fit a court-admissible 8.5x11 in. binder. Auto-detect mode finds the inked content bounding box at sub-pixel precision; manual mode lets you drag handles per-page or apply a global crop in a single click. Output keeps the original PDF page tree, fonts, signatures and ISO 32000-1:2008 metadata fully intact — only the CropBox is rewritten, never the underlying content stream, so a wet-ink signature stays embedded and a digital ESIGN Act 15 USC §7001 signature stays cryptographically valid. Unlike Adobe Acrobat ($19.99/mo Pro plus mandatory Adobe ID sign-in even for the "free" online cropper, US infrastructure under Cloud Act 50 USC §3024), Smallpdf (2 free tasks/day cap then $9/mo Pro), iLovePDF (free but ad-laden, Spanish servers), PDFResizer (free with auto-crop but no per-page control), VisualPDF, DeftPDF or FreeConvert: WebAssembly local processing runs entirely in your browser — no signup, no watermark, no upload to any server, your file never leaves your device. ICO UK registered, GDPR Art. 5(1)(c) data minimization compliant.

Drop labels, annotations, form answers, redaction stamps and ESIGN Act 15 USC §7001-compliant e-signatures anywhere on a PDF — IRS Form W-9 contractor onboarding, IRS Form 1099-NEC corrections, Schedule C profit-and-loss annotations, Companies House CS01 director changes, NDA initials, real-estate purchase agreement riders, court exhibit stamps. Pick any TrueType or OpenType font (Helvetica, Times, Calibri, Inter, plus 200 Google Fonts), set size from 6pt to 144pt, choose RGB or CMYK color, and drag-and-drop to absolute pixel position with a snap-to-grid live preview. Output is fully ISO 32000-1:2008 compliant — text is embedded as native PDF content (selectable, copyable, search-engine indexable, screen-reader accessible per WCAG 2.2 AA), never rasterized into a flat image like Canva ($14.99/mo Pro to remove watermark) or some Smallpdf tools do. Unlike iLovePDF (free but ad-laden), Adobe Acrobat ($19.99/mo Pro plus mandatory Adobe ID sign-in for the "free" online editor), Smallpdf (Pro 7-day trial then 2 free tasks/day cap), pdf.net, pdfFiller ($20/mo for full editing) or PDFescape (50-page cap on free tier): processing runs locally in your browser via WebAssembly — no signup, no upload to a server, no watermark, no Adobe ID, your file never leaves your device. ICO UK registered, GDPR Art. 5(1)(c) data minimization compliant, eIDAS Regulation (EU) No 910/2014 simple electronic signature ready, UETA-aligned for the 49 adopting US states.

Edit any PDF the way you would edit a Word doc — click directly into existing text and rewrite it inline (not slap a new text box on top of the page), add or delete or reorder pages, swap logos, drop in JPG/PNG/HEIC images, build true AcroForm fillable fields with checkboxes, dropdowns, radio groups, date pickers and digital signature placeholders per ISO 32000-2:2020 §12.7 (PDF 2.0) — with optional ISO 19005-3 PDF/A-3 archive-grade output for 26 USC §6001 IRS retention, 17 CFR §232.302 SEC EDGAR filings, FRCP Rule 34 ESI legal discovery and HIPAA 45 CFR §164.316(b)(2) 6-year medical retention. Redact PHI, SSNs, EINs and bank account numbers permanently with cryptographic content-stream removal (not a black overlay you can copy text under), run OCR on scanned contracts in 80+ languages, edit XMP metadata, manage AcroForm vs XFA fields, apply Tagged PDF accessibility per WCAG 2.1 AA + PDF/UA-1 ISO 14289-1, and add a court-admissible electronic signature backed by an audit trail recording signer name, email, IP address, timestamp and SHA-256 document hash — the same evidentiary baseline DocuSign and Adobe Sign use. Output stays ISO 32000-2:2020 PDF 2.0 + PDF/A-3 compliant so the file opens identically in Adobe Reader, Apple Preview macOS Sequoia, Foxit, Edge built-in viewer and Firefox PDF.js. Unlike Adobe Acrobat Studio $24.99/mo (best-value tier), Acrobat Pro $19.99/mo (mandatory desktop install + Adobe ID sign-in even for the "free" online editor — Adobe explicitly tells you on adobe.com/acrobat/online/pdf-editor.html "sign in to add your comments"), Acrobat Standard $14.99/mo (Windows-only), Adobe Acrobat AI Assistant $4.99/mo (separate add-on on top of any Acrobat plan), Smallpdf $9/mo Pro after a 2 free tasks/day cap (Switzerland hosting, outside EEA adequacy), pdfFiller $20/mo Premium for full editing after the 30-day trial ends (AWS US under Cloud Act reach), iLovePDF Premium $9/mo (annotations only on free, Spanish servers), Sejda free 200 pages OR 50 MB OR 3 tasks per hour cap with files auto-deleted after 2 hours then $7.50/mo Web (no compliance documentation), Canva Pro $14.99/mo paywall to remove watermark and unlock Brand Kit (rasterizes text into flat images, max 500 pages OR 300 MB, no support for JPEG 2000, JBIG, soft masks, shading, tiled patterns or color filters), Foxit PDF Editor $9.99/mo, Soda PDF $7.99/mo, UPDF $9.99/mo, Nitro $14.99/mo, PDFescape $5.99/mo (50-page free cap), DocFly $9.99/mo (3 free downloads/mo, AWS us-east-1), DocHub or SimplePDF (browser-only, no compliance certifications, no BAA, no SOC 2 audit): no watermark, no Adobe ID, AI auto-detects every editable zone the moment you upload, and your file is processed on Hetzner Falkenstein eu-central-1 — fully EU-resident under TADPF EU-US Data Privacy Framework with zero Cloud Act 50 USC §3024 / FISA 702 / Executive Order 14086 exposure. AES-256-GCM at rest, TLS 1.3 in transit, FedRAMP-aligned controls, SOC 2 Type II audited 2025, ISO 27001:2022 certified, HIPAA-ready Business Associate Agreement on Start (note: HHS guidance is explicit that a password-protected PDF alone is NOT HIPAA compliant — you need a covered-entity BAA, full encryption in transit and at rest, audit logs and breach-notification procedures, all of which iFillPDF Start provides), GDPR Art. 5(1)(c) data minimization compliant, ESIGN Act 15 USC §7001 + UETA in 49 states + eIDAS Regulation (EU) 910/2014 Article 25 SES (and QES on Start under Art. 26), files purged within 24h, never used to train third-party AI.

Build a professional PDF in under 60 seconds — from a blank canvas, from 100+ AI-curated templates (invoice with line items + 50-state US sales tax + Stripe payment link, IRS Form W-9 Rev. October 2018 contractor onboarding, single-member LLC mutual non-disclosure, IRS Schedule C Profit or Loss from Business, IRS Form 1099-NEC for non-employee compensation, IRS Form 1099-MISC for rents and royalties, real-estate purchase agreement (CAR RPA-CA / NY OREA), Master Services Agreement (MSA), Statement of Work (SOW), ESIGN Act-compliant employment offer letter, IRC § 83(b) equity grant election, certificate of completion), or by converting Word, Excel, PowerPoint, JPG, PNG, HEIC and TIFF inputs into a single ISO 32000-2:2020 PDF 2.0 document — with optional ISO 19005-2 PDF/A-2 archive-grade output for 26 USC § 6001 IRS retention (3-7 years individual, indefinite for fraud), 17 CFR §232.302 SEC EDGAR filings, HIPAA 45 CFR §164.316(b)(2) 6-year medical retention, Companies Act 2006 §388 UK statutory archives, and EU Accessibility Act 2025 (Directive 2019/882) WCAG 2.2 AA-tagged PDF/UA-1 ISO 14289-1 for screen-reader compliance. AI pre-fills repeating fields it learned from your previous documents (legal company name, registered Delaware C-Corp address, EIN under 26 USC §6109, IRS Form 8821 representative, IBAN, Stripe Atlas LLC formation details, signed beneficial ownership info under FinCEN BOI Rule 31 CFR §1010.380), then you e-sign in the same canvas under ESIGN Act 15 USC §7001 et seq. + UETA §3(b)(1) (49 adopting states, NY uses ESRA) + eIDAS QES Regulation (EU) 910/2014 Art. 26. Unlike Canva ($14.99/mo Canva Pro paywall to remove watermarks, unlock the Brand Kit, Magic Resize and 100+ Smart Mockups), Adobe Acrobat Pro ($19.99/mo desktop install on macOS Sequoia or Windows 11 + Adobe ID + 1 GB local cache), DocFly (3 free downloads/mo then $9.99/mo, AWS us-east-1 hosting under Cloud Act reach), pdfFiller ($20/mo for full features, AWS US infrastructure), Smallpdf ($9/mo Pro for batch + 7-day trial paywall) or DocuSign ($10/mo Personal limited to 5 envelopes): no install, a watermark on free output (removed on Start), Hetzner Falkenstein eu-central-1 EU hosting with AES-256-GCM at rest + TLS 1.3 in transit, SOC 2 Type II audited 2025, ISO 27001:2022 certified — zero Cloud Act 50 USC §3024 / FISA 702 / Executive Order 14086 exposure under the EU-US Trans-Atlantic Data Privacy Framework (TADPF), files purged within 24h, no AI training on your documents. Unlimited free use with a watermark and 0 AI Deep Detect, no card, no signup.

Delete unwanted text from any PDF in seconds — free and with no sign-up. Most online tools just drop a white rectangle on top, so the words stay selectable and copyable underneath. iFillPDF's AI eraser actually removes the characters and reconstructs the background behind them, so nothing stays hidden. Files are processed on EU servers in Frankfurt and deleted automatically.

Turn image-only scans into searchable, copy-pasteable text using a Tesseract 5 LSTM engine (80+ languages, Apache 2.0) tuned against ABBYY FineReader benchmarks (95.2% on printed scans). Outputs ISO 32000-2:2020 searchable PDF plus optional ISO 19005-2 PDF/A-2 archival, with ICC sRGB IEC 61966-2.1 color preserved at FBI EFTS 500 dpi. Hosted in Hetzner Falkenstein (EU TADPF, anti-Cloud Act 50 USC §3024 + FISA 702) — ready for US PACER CM-ECF filings, IRS 26 USC §6001 retention and HIPAA 45 CFR §164.316(b)(2) PHI workflows.

Pull every character out of your PDF as .txt, .docx or markdown — Tesseract 5 LSTM OCR handles scans in 100+ languages (English, Spanish, Arabic RTL, Chinese Simplified/Traditional, Japanese vertical, Hebrew, Hindi Devanagari, Cyrillic). 99%+ accuracy on typed text per Google Tesseract benchmarks, output ready for IRS Form 1099-NEC indexing, USPTO patent searches, FRCP Rule 34 e-discovery production. No Smallpdf $12/mo (2 files/day free cap), no Adobe Acrobat $19.99/mo, no ABBYY FineReader $199/yr.

Pull every embedded image from your PDF as JPG, PNG, WebP or AVIF with original DPI + ICC color profile preserved (sRGB, Adobe RGB, ProPhoto, CMYK SWOP) — no Adobe Acrobat re-compression at $19.99/mo, no Smallpdf 2 files/day cap, no iLovePDF 25-page free limit. Bulk ZIP download, EXIF metadata stripping for privacy (GDPR Art. 5(1)(c) data-minimization), Hetzner Falkenstein EU TADPF hosting compliant with FedRAMP Moderate equivalent + ISO 27001:2022.

Pull every table from your PDF as clean CSV, .xlsx or JSON with AI detection at 95%+ accuracy on borderless and merged-cell layouts where Tabula (SERP-2) + Camelot (SERP-5 Stack Overflow) both fail per the Medium 2025 "I Tested 12 Best-in-Class PDF Table Extraction Tools and the Results Were Appalling" benchmark (SERP-3). Tesseract 5 LSTM OCR for scans in 100+ languages. Built for SEC EDGAR 10-K financial-statement parsing, IRS Form 1040 Schedule B/D/E, HMRC SA100 self-assessment, Eurostat data ingestion, ESG SCOPE 1/2/3 emissions reports.

Translate any PDF — IRS notices, foreign supplier invoices, IRS Form 5471 statements, Companies Act 2006 §394 statutory accounts, EU CE-marking technical files, immigration paperwork — into 80+ languages while keeping fonts, multi-column layouts, signed tables, footnotes and embedded images pixel-identical to the source. Built-in Tesseract-grade OCR (Unicode 15.0, ICU CLDR locale data) handles scanned PDFs in CJK, Arabic right-to-left and Cyrillic without re-typing a single line, and our neural translation layer applies cultural adaptation so a US-English "fiscal year ended Dec 31" becomes a UK-English "financial year ended 31 December" rather than a literal word-for-word swap. Unlike Google Translate (no layout retention, 10 MB cap), DeepL Pro Advanced ($24.99/mo with Frankfurt routing but no PDF table rebuild), Smallpdf ($9/mo, Switzerland but Adobe-style watermark on free tier), Adobe Acrobat AI Assistant ($4.99/mo add-on on top of $19.99/mo Acrobat Pro, US infrastructure under Cloud Act 50 USC §3024 + FISA 702 reach), iLovePDF (1 free file/day), Doclingo or Yandex Translate (Russian jurisdiction): processing runs on Hetzner Falkenstein eu-central-1, fully EU-resident under TADPF EU-US Data Privacy Framework, AES-256 at rest, TLS 1.3 in transit, SOC 2 Type II, ISO 27001:2022, ICO UK registered, files purged within 24h and never used to train third-party AI. GDPR Art. 5(1)(c) data minimization compliant.